Month: January 2007

Balance transfers

I just received an offer from one of my credit cards to get 0% interest on balance transfers up til July 2008 an then 6.99 fixed interest rate for the life of the balance. This will save me quite a bit in interest because the cards that I will be transferring from have significantly higher interest rates than this one. In...

Read More

Day 4 without car

Well so far it has not been too bad not having my car to use when I want. As I may have mentioned before I gave honey the car since he had to move. It is easier for me to get to school and work without the car than it would be for him to get to work without it. I can take the bus to the university and since I work here I am...

Read More

Chart update

My new chart is up once again at No Credit Needed. The original debt repayment chart was lower before but I did backslide quite a bit so I have set up a new chart to work on. While you are here don’t forget to check out the other charts on the site, read NCN’s blog and check out No. Calories...

Read More

Frugal to a fault

I just came across a few ways that people claim they save money. Some of the tips are so extreme that they just come across as being ridiculous to me. One person says you can save money by buying two ply toilet paper and separating and re-rolling the single ply into two new rolls. This seems to be very time consuming to me and...

Read More

Breaking the cycle

I stumbled across this new-ish blog from a comment left by the writer. My favorite post is on bad credit and unusual body proportions. This is a funny way of looking at the brighter side of a bad situation. Head on over to I’m breaking the cycle and get some more interesting reads on personal finance.

Read More