Tracking my Finances in October: Day 22
Welcome to my daily tracking of income and expenses for the month.
Income for the month to date: $486.09
Expenses for the month to date: $2729.77
Net effect: -$2243.68
No income today but I did have some finance charges on the credit cards come up. I also had a few purchases from food and clothing for my internship today.
Ans as usual I sent off a little something to the credit card companies.
I will see you guys and gals later as I continue my journey to save money and become debt free!!!!
How I am NOT saving money on my electric bill
Well you guys and gals know about how I am always looking for a way to save some money where I can.
Yesterday I decided that my comfort was more important than a few cents on the electric bill.
We had a cold front move through my part of the globe yesterday and we had some strangely cold temperatures.
Normally when I am at home I would just use my space heater to warm up the room that I was in.
Tracking my Finances in October: Day 21
Welcome to my daily tracking of income and expenses for the month.
Income for the month to date: $486.09
Expenses for the month to date: $2657.74
Net effect: -$2171.65
It feels good to get some money in today. I got paid for a few links I sold on this blog for advertising for outside parties. I also got some money in from PayPerPost for a few sponsored posts from about a month ago.
How I got my Discover rate dropped
Today I was taking a look at my credit report and noticed that my credit score was looking very nice indeed.
I decided to call up the credit card company and see if they would lower my rates on any of my cards. My Discover card currently stands at 20.99% so I spoke to the representative.
She informed me that the rate could only go down to 18.99% right now but that I could call back in two months to see if they had a better rate for me.
Tracking my Finances in October: Day 20
Welcome to my daily tracking of income and expenses for the month.
Income for the month to date: $429.03
Expenses for the month to date: $2657.74
Net effect: -$2228.71
Wow, for the first time in a few days I have not sent off credit card payments. The payment this time was the insurance on the car, which I put on the Chase card so I could get the points.
Sunday Shout Outs for October 21
The Sunday Shout Out is a section where I shout out the blogs and other sites who have sent me the most traffic over the week.This Sunday’s shout out goes to:
Now I don’t know who Watson is …..but since I got some traffic you can bet I am heading over to check out the site.
The site or sites mentioned above have sent me a good deal of traffic over the last few days so I just want to say that Save Money loves you!!!!!!!!
Tracking my Finances in October: Day 19
Welcome to my daily tracking of income and expenses for the month.
Income for the month to date: $429.03
Expenses for the month to date: $2595.07
Net effect: -$2166.04
Today while I was doing laundry I found twenty cents on the folding table. Now before you guys go knocking me for taking the money here is what happened. I went in to do my laundry. It takes 35 minutes to wash and 45 minutes to dry.
How I saved money by bagging my Lunch
On Thursday the staff was being given lunch by some members of the community in order to show their appreciation.
Everyone was talking about the lunch and people who usually brought their lunch said they would not be bringing anything in.
I decided to bring my lunch just in case there was something I did not like…or in case the food ran out by the time I had to take my lunch break. One lady told me I should not bother, but I told her I was a very picky eater (remember my adventures with green beans?) and I just wanted to be safe.
