How I Save Money Visits: November 20

Posted by LuLuGal | November 20, 2008 .

Welcome to How I Save Money visits ! Today we visit:

Wealth, Money & Life Network

Pocket Change Portfolio” at Dividends 4 Life .

Update to Hair Dying” at Dollar Frugal

How Much Will My Taxes Really Be This Year?” at Her Every Cent Counts . I started a Just In Case Tax fund at ING where I am socking away money every month. It might not be enough if I have to end up paying taxes but it is a start, so that I will not be caught totally unaware when April rolls around.

How I Save Money At CVS: November 16

Posted by LuLuGal | November 19, 2008 .

Welcome to How I Save Money.

I am on a quest to see how much stuff I can get from CVS without spending any extra money out of my pocket. I did not do a good job of saving money today as I forgot my ECBs at home and decided to get some items as a gift. Today I paid $13.13 for $18.30 worth of items.

Transaction 1

Item:4 Glade candles at $2.50 each

Price: $10.00

CVS Extra Care Bucks earned: $5.00

Coupon used: $3.00 MFR

Item: Crest toothpaste

New Theme At How I Save Money

Posted by LuLuGal | November 17, 2008 .

Change is good…..since I need it to do laundry. Okay, seriously Change is good. I have decided to get a new theme for the blog because the old one was a bit boring and cluttered and it was just taken directly from a free theme.

This one is also free  ( hey I am trying to SAVE money here) but it is being customized to fit me and what I really want out of my theme at this level.  Over the next few days you will be seeing some more changes to the theme as WebDevelopment 2 tweaks the things around to fit my crazy mind.

Tracking My Finances In November: Day 17

Posted by LuLuGal | November 17, 2008 .

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because I do not get my salary until the last day of the month.

Penny.GIF

Income for the month to date: $567.78

Expenses for the month to date: $2291.82

Revisiting Bad CVS Customer Service…Part Three

Posted by LuLuGal | November 17, 2008 .

I usually LOVE going to CVS but there was one time I had a really bad experience with a cashier. This is a series of reposts about that original experience.

How Much To Refund?

The manager tells her she needs to give me the coupons back (that is what I said 10 minutes ago) because I returned ALL the items and was going to start fresh. Manager does override and walks off.

I think it is going to be ok now but I am in for some more adventures with Ms. Needs to be trained some more.

New Theme

Posted by LuLuGal | November 16, 2008 .

You guys and gals might be wondering if you are on the same site….since I have a new theme. We are still working on it but please feel free to let me know what you think so far.

I have someone working on customizing this theme for me because the old theme was not really cutting it.

I will be getting rid of the orange and going back to blue…..but it is just taking a while to get a few things straightened out.

What do you think of the new layout?

Friday Freebie: Arm & Hammer Toothpaste

Posted by LuLuGal | November 14, 2008 .

Today’s free sample comes from Arm & Hammer toothpaste.  Go to true taste of clean to get your FREE sample of toothpaste.

I love Arm & Hammer toothpaste because I have sensitive teeth and it does not hurt my teeth but still works really well.

I also love free stuff so this is a win win situation. The sample takes about 6 to 8 weeks to arrive once you fill in the forms.

How The Recession Has Affected Me (Debt Bloggers Network Group Writing Project)

Posted by LuLuGal | November 13, 2008 .

You guys and gals know that I am a part of the recently formed Debt Bloggers Network. We strive to share our personal stories of dealing with debt in order to help others not make the same mistakes that we did.

Every month we write on a group topic and the topic for the month of November is *The Recession*.

Whether you want to want to call it a recession or not, the recent trends in the economy have pointed to some bad financial times for almost everyone.