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	<title>Comments on: In defense of Credit Cards</title>
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	<link>http://www.howisavemoney.net/credit-cards/defense-credit-cards/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12739</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Mon, 10 Dec 2007 18:08:33 +0000</pubDate>
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		<description>I think that is the problem with many people. It was certainly MY problem when I first started using credit cards because I did not have enough knowledge to use the cards responsibly.</description>
		<content:encoded><![CDATA[<p>I think that is the problem with many people. It was certainly MY problem when I first started using credit cards because I did not have enough knowledge to use the cards responsibly.</p>
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		<title>By: Fiscal Musings</title>
		<link>http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12732</link>
		<dc:creator>Fiscal Musings</dc:creator>
		<pubDate>Mon, 10 Dec 2007 01:37:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12732</guid>
		<description>Credit cards are just like any other financial product in the sense that they can help you &lt;em&gt;or&lt;/em&gt; hurt you. You don&#039;t just need to be responsible though; you&#039;ve also got to be knowledgeable about them. If you understand the terms and how they work, they can be of great benefit to you.</description>
		<content:encoded><![CDATA[<p>Credit cards are just like any other financial product in the sense that they can help you <em>or</em> hurt you. You don&#8217;t just need to be responsible though; you&#8217;ve also got to be knowledgeable about them. If you understand the terms and how they work, they can be of great benefit to you.</p>
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		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12727</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Fri, 07 Dec 2007 23:39:39 +0000</pubDate>
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		<description>hey David I am sorry to hear that you now hate credit cards. I hope that in the future you can renew your relationship with them in a better way.</description>
		<content:encoded><![CDATA[<p>hey David I am sorry to hear that you now hate credit cards. I hope that in the future you can renew your relationship with them in a better way.</p>
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		<title>By: David</title>
		<link>http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12724</link>
		<dc:creator>David</dc:creator>
		<pubDate>Fri, 07 Dec 2007 01:48:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/credit-cards/defense-credit-cards/#comment-12724</guid>
		<description>I could not agree more.  I used to love credit cards and now I hate credit cards.  I am sure it is in direct relation to the way that I have used them.  Thanks for the post.</description>
		<content:encoded><![CDATA[<p>I could not agree more.  I used to love credit cards and now I hate credit cards.  I am sure it is in direct relation to the way that I have used them.  Thanks for the post.</p>
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