Comments on: Update on Credit Scores http://www.howisavemoney.net/credit-report/update-credit-scores/ Tips and tricks to save money, manage credit and reduce debt Fri, 10 Feb 2012 11:35:04 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: jake @ Discount iPod http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14331 jake @ Discount iPod Thu, 26 Jun 2008 05:46:18 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14331 thats awesome! my highest is 747 and its been like that for a few years. thats awesome! my highest is 747 and its been like that for a few years.

]]> By: LuLuGal http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14325 LuLuGal Wed, 25 Jun 2008 13:49:00 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14325 @ ISPF: I did go to a credit union and they were the ones who told me they would not refinance the loan because I was upside down on the car. I guess you have to be a long standing member of the union to get those rates and I am not, since I just moved to the area. I might just end up trying Lending Club to get it done that way and see what happens. @ ISPF: I did go to a credit union and they were the ones who told me they would not refinance the loan because I was upside down on the car. I guess you have to be a long standing member of the union to get those rates and I am not, since I just moved to the area.

I might just end up trying Lending Club to get it done that way and see what happens.

]]> By: Dividends4Life http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14322 Dividends4Life Wed, 25 Jun 2008 03:24:25 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14322 You have to watch out for those helpful Honey's! Best Wishes, D4L You have to watch out for those helpful Honey’s!

Best Wishes,
D4L

]]> By: ispf http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14321 ispf Wed, 25 Jun 2008 00:36:06 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14321 Wow, those are great credit scores. Congratulations! I don't remember when I last checked my credit scores!!! Anyway, just wanted to mention that when we got a car loan last year, our old credit union offered us a *much* lower rate than our bank or the dealer financing. If you have a credit union membership, you may want to check with them to see if they will refinance your car. We were worried about being upside down on our loan too, but they didn't seem to care. Our CU has an almost ongoing promo that if you have a direct deposit setup, they will further cut the rate by 0.25%, an additional 0.25% for paying 10% down etc (with a max of 0.5% discount). With all the discounts, we ended up getting a *very* low APR relative to what was the going rate at that time. And no additional fees or charges for refinancing either. Hope you have some good luck there - with the kind of credit scores you have, I am sure the credit unions will LOVE to have you for a customer. Wow, those are great credit scores. Congratulations! I don’t remember when I last checked my credit scores!!!

Anyway, just wanted to mention that when we got a car loan last year, our old credit union offered us a *much* lower rate than our bank or the dealer financing. If you have a credit union membership, you may want to check with them to see if they will refinance your car. We were worried about being upside down on our loan too, but they didn’t seem to care. Our CU has an almost ongoing promo that if you have a direct deposit setup, they will further cut the rate by 0.25%, an additional 0.25% for paying 10% down etc (with a max of 0.5% discount). With all the discounts, we ended up getting a *very* low APR relative to what was the going rate at that time. And no additional fees or charges for refinancing either. Hope you have some good luck there – with the kind of credit scores you have, I am sure the credit unions will LOVE to have you for a customer.

]]> By: Shawn Knight http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14319 Shawn Knight Tue, 24 Jun 2008 18:27:45 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14319 Seems we are always competing about something or another hehe :) Seems we are always competing about something or another hehe :)

]]> By: LuLuGal http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14314 LuLuGal Tue, 24 Jun 2008 13:47:04 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14314 Good for you Shawn. I guess now this is something else I have to compete against you in!!!! The race to a perfect credit score is on! Booyah! :-) Good for you Shawn. I guess now this is something else I have to compete against you in!!!! The race to a perfect credit score is on! Booyah! :-)

]]> By: Shawn Knight http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14313 Shawn Knight Tue, 24 Jun 2008 06:07:46 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14313 The last time I checked my score (when I actually cared about a credit score), I had a 726, but I don't remember which company it was with. Now that I am paying off all my cards and closing the accounts, it will go down a lot, which is fine. Eventually my "I love debt" score will be 0! hehe The last time I checked my score (when I actually cared about a credit score), I had a 726, but I don’t remember which company it was with.

Now that I am paying off all my cards and closing the accounts, it will go down a lot, which is fine. Eventually my “I love debt” score will be 0! hehe

]]> By: LuLuGal http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14310 LuLuGal Mon, 23 Jun 2008 21:44:56 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14310 I have an American Express card and they offer a service that gives you all three scores. I have an American Express card and they offer a service that gives you all three scores.

]]> By: Crys http://www.howisavemoney.net/credit-report/update-credit-scores/#comment-14309 Crys Mon, 23 Jun 2008 17:04:16 +0000 http://www.HowISaveMoney.net/?p=1294#comment-14309 Where did you purchase your FICO scores? I am thinking about purchasing mine but want to find the best deal. Where did you purchase your FICO scores? I am thinking about purchasing mine but want to find the best deal.

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