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	<title>Comments on: How I Save Money At CVS: 9 November 2009</title>
	<atom:link href="http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: Lulu</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16964</link>
		<dc:creator>Lulu</dc:creator>
		<pubDate>Tue, 24 Nov 2009 15:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16964</guid>
		<description>Well you still have to pay taxes on the item so they get money there I guess. The thing with the ECBs is that not everyone utilizes their ECBs to get free things. Also, if you did not have any ECBs to start with then you pay for the item up front and then get the ECB at the end.

So while it seems like they are giving it away...you get the ECBs after you pay and then use that on something else. If you never redeem your ECBs then CVS makes money.</description>
		<content:encoded><![CDATA[<p>Well you still have to pay taxes on the item so they get money there I guess. The thing with the ECBs is that not everyone utilizes their ECBs to get free things. Also, if you did not have any ECBs to start with then you pay for the item up front and then get the ECB at the end.</p>
<p>So while it seems like they are giving it away&#8230;you get the ECBs after you pay and then use that on something else. If you never redeem your ECBs then CVS makes money.</p>
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		<title>By: Minnesota Attorney</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16962</link>
		<dc:creator>Minnesota Attorney</dc:creator>
		<pubDate>Tue, 24 Nov 2009 15:25:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16962</guid>
		<description>Why would CVS offer &quot;CVS Extra Care Bucks&quot; equal to the price of the product? Isn&#039;t CVS just giving away these products?</description>
		<content:encoded><![CDATA[<p>Why would CVS offer &#8220;CVS Extra Care Bucks&#8221; equal to the price of the product? Isn&#8217;t CVS just giving away these products?</p>
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		<title>By: Dean Sherwin</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16897</link>
		<dc:creator>Dean Sherwin</dc:creator>
		<pubDate>Thu, 12 Nov 2009 18:26:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16897</guid>
		<description>Hi I really like your blog.

How you do the transactions and that is great. Although it&#039;s a bit technical. I have a blog where everything is more simple and straightforward giving everyday hacks and tips.

-Dean</description>
		<content:encoded><![CDATA[<p>Hi I really like your blog.</p>
<p>How you do the transactions and that is great. Although it&#8217;s a bit technical. I have a blog where everything is more simple and straightforward giving everyday hacks and tips.</p>
<p>-Dean</p>
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		<title>By: Ashley</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16896</link>
		<dc:creator>Ashley</dc:creator>
		<pubDate>Thu, 12 Nov 2009 15:30:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16896</guid>
		<description>Thanks so much Lulu! That makes a ton sense, and now I&#039;m contemplating how much money I&#039;ve thrown away *cringe*....I&#039;ll know better from now on :-)</description>
		<content:encoded><![CDATA[<p>Thanks so much Lulu! That makes a ton sense, and now I&#8217;m contemplating how much money I&#8217;ve thrown away *cringe*&#8230;.I&#8217;ll know better from now on <img src='http://www.howisavemoney.net/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Credit Girl</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16894</link>
		<dc:creator>Credit Girl</dc:creator>
		<pubDate>Thu, 12 Nov 2009 01:21:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16894</guid>
		<description>haha you always know how to save at CVS! and i was also confused about the ecb but thanks for explaining it to ashley. Now, I understand, too and it is time to start taking advantage of my CVS card ! WOOHOO ! =)</description>
		<content:encoded><![CDATA[<p>haha you always know how to save at CVS! and i was also confused about the ecb but thanks for explaining it to ashley. Now, I understand, too and it is time to start taking advantage of my CVS card ! WOOHOO ! =)</p>
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		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16893</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Thu, 12 Nov 2009 00:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16893</guid>
		<description>Ashley, ECBs print at the end of a transaction and can be used on your next purchase. So in the scene above if it was my first time buying I would pay for the Nova monitor with cash/credit/check and then when my receipt prints it says I have a coupon for $9.99 ECB. I then turn around and want to buy something else that costs $10 but have no more money. Well I have the $9.99ECB so I buy the thing and give the cashier the ECB coupon, they scan it and it subtracts $9.99 from my total...so then I have to pay 1 cent.

OR I could hold on to that $9.99 ECB and use it next week to buy something else. When you first start out you have to pay upfront and then the ECB prints on your receipt. On later trips if you have ECBs from the last shopping trip then you use those like coupons to reduce your total that you pay on your credit card.

Does it make more sense now?</description>
		<content:encoded><![CDATA[<p>Ashley, ECBs print at the end of a transaction and can be used on your next purchase. So in the scene above if it was my first time buying I would pay for the Nova monitor with cash/credit/check and then when my receipt prints it says I have a coupon for $9.99 ECB. I then turn around and want to buy something else that costs $10 but have no more money. Well I have the $9.99ECB so I buy the thing and give the cashier the ECB coupon, they scan it and it subtracts $9.99 from my total&#8230;so then I have to pay 1 cent.</p>
<p>OR I could hold on to that $9.99 ECB and use it next week to buy something else. When you first start out you have to pay upfront and then the ECB prints on your receipt. On later trips if you have ECBs from the last shopping trip then you use those like coupons to reduce your total that you pay on your credit card.</p>
<p>Does it make more sense now?</p>
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		<title>By: Ashley</title>
		<link>http://www.howisavemoney.net/cvs/save-money-cvs-9-november-2009/#comment-16892</link>
		<dc:creator>Ashley</dc:creator>
		<pubDate>Wed, 11 Nov 2009 17:55:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3491#comment-16892</guid>
		<description>So, I think I&#039;ve posted before that I needed to learn how extra care bucks work, yet I still haven&#039;t LOL! Is it like cash that you can spend at the store when you purchase certain items?</description>
		<content:encoded><![CDATA[<p>So, I think I&#8217;ve posted before that I needed to learn how extra care bucks work, yet I still haven&#8217;t LOL! Is it like cash that you can spend at the store when you purchase certain items?</p>
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