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	<title>Comments on: Tracking My Finances In April: Day 12</title>
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	<link>http://www.howisavemoney.net/daily-life/tracking-finances-april-day-12/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/daily-life/tracking-finances-april-day-12/#comment-13901</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Sun, 13 Apr 2008 13:24:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/?p=1202#comment-13901</guid>
		<description>@ NowJustAMinute:
Easier said than done. There are circumstances that you are not aware of at play here. Thanks for your concern.</description>
		<content:encoded><![CDATA[<p>@ NowJustAMinute:<br />
Easier said than done. There are circumstances that you are not aware of at play here. Thanks for your concern.</p>
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		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/daily-life/tracking-finances-april-day-12/#comment-13899</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Sun, 13 Apr 2008 13:19:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/?p=1202#comment-13899</guid>
		<description>@ Paulette:
I think you are getting this mixed up a little bit. I get paid on the last day of every month so I always start the month in the negative because my rent is due on the first of the month.

Other utilities are due between the 1st and the 4th. I have budgeted every cent of my income so as long as I stay below the budgeted amounts I am not spending more than I earn.

The budget also includes an amount for savings.</description>
		<content:encoded><![CDATA[<p>@ Paulette:<br />
I think you are getting this mixed up a little bit. I get paid on the last day of every month so I always start the month in the negative because my rent is due on the first of the month.</p>
<p>Other utilities are due between the 1st and the 4th. I have budgeted every cent of my income so as long as I stay below the budgeted amounts I am not spending more than I earn.</p>
<p>The budget also includes an amount for savings.</p>
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		<title>By: paulette</title>
		<link>http://www.howisavemoney.net/daily-life/tracking-finances-april-day-12/#comment-13897</link>
		<dc:creator>paulette</dc:creator>
		<pubDate>Sun, 13 Apr 2008 03:15:36 +0000</pubDate>
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		<description>I think you are spending more than of what you are earning. Remember to save for the rainy days.</description>
		<content:encoded><![CDATA[<p>I think you are spending more than of what you are earning. Remember to save for the rainy days.</p>
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		<title>By: nowjustaminute</title>
		<link>http://www.howisavemoney.net/daily-life/tracking-finances-april-day-12/#comment-13893</link>
		<dc:creator>nowjustaminute</dc:creator>
		<pubDate>Sat, 12 Apr 2008 23:31:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/?p=1202#comment-13893</guid>
		<description>Hi, I was wondering if you could reallocate more time and enthusiasm from your (no doubt excellent) blog writing to your chosen field of studies and becoming an expert in some part of it, your career would benefit much more. The money will then automatically follow. Just a thought, that&#039;s all.</description>
		<content:encoded><![CDATA[<p>Hi, I was wondering if you could reallocate more time and enthusiasm from your (no doubt excellent) blog writing to your chosen field of studies and becoming an expert in some part of it, your career would benefit much more. The money will then automatically follow. Just a thought, that&#8217;s all.</p>
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