Welcome to the November 26, 2007 edition of twenty something finances.

Dax Desai presents Why $100 Oil Maybe a Good Thing posted at Dax Desai, saying, “Why $100 oil maybe a good thing.”

David presents Gaizer.com Tips for Business Start-ups | Helping you Start your own business » Resources are Available for an Import/Export Company posted at Gaizer.com, saying, “US Business Advisor www.business.gov, this is the federal government’s guide to international trade for small businesses. In this website, businesses can find essential information on laws and regulations, finance, trade leads, and associations and agencies that promote international trade.”

TV Girl presents How To Create a Budget That Actually Works posted at TV Girl and Money, saying, “A How to Budget post intended for beginners.”

karyn presents Loan and Debt Elimination Scams posted at Shop Smart Loans, saying, “There are many loan and debt elimination scams out there. This article outlines some of the details of the more common scams, and highlights what consumers should be aware of.”

Kevin Fleming presents How to Get Satellite TV if You Have Bad Credit posted at Satellite TV Guru.

Michael Bass presents How to settle your debts on your own posted at Debt Prison, saying, “It is true that debt settlement companies provide a service. There are two points that should be made in regards to why debt settlement companies are unnecessary. The first point is that you can perform the exact same functions that they do. This article is about how to settle your debts on your own. Well basically you accomplish this by going through the same steps that debt organizations do.”

cashmoneylife presents Why You Should Buy a Used Car posted at Cash Money Life, saying, “This is great advice for someone just starting out on their own. A lot of people are tempted to buy a new car with their first paycheck. Here are a few reasons why a used car are better. Thanks for hosting!”

David presents Gaizer.com Tips for Business Start-ups | Helping you Start your own business » Quick Guide to Create an E-Commerce Website posted at Gaizer.com, saying, “1st Reserve your domain name. The domain mane is the address people write on the hypertext tab of the browser. The domain name should be your company’s name or descriptive of your company business.”

Larry Russell presents Where’s Waldo? - The illusion of superior professional mutual fund manager performance. posted at THE SKILLED INVESTOR Blog, saying, “The effort to find those few supposedly superior money managers willing to sell their services sufficiently cheaply is a costly, time consuming, and futile, “Where’s Waldo?,” searching exercise for the individual investor. Many money managers will claim to be superior and few or none actually will be. If such superior money managers did exist, then there should be dozens or hundreds of them who prove their superiority year after year after year. Unfortunately, the scientific finance literature indicates that this is not the case. This year’s star money manager tends to be next year’s average or laggard money manager.”

pfodyssey presents Make Your Finances Six Sigma! posted at My Personal Finance Odyssey, saying, “Improve your personal finance process”

KCLau presents How to Minimize the Upfront Service Charge in Unit Trust Investment posted at KCLau’s Money Tips, saying, “Investment always requires transaction cost. The typical cost in unit trust investment is the upfront service charges (paid to the agent), management fees (paid to the fund managers), and trustee fees (paid to the trust corporation). These costs are inevitable. But when there is a problem, there is always a few strategies to minimize the damage.”

Kalyn presents Why I Don’t Carry a Wallet posted at LifeEdit.net.

Steve Faber presents - Free Software to Do Just About Anything – It’s Really Free (mostly)! posted at DebtBlog.

Edith presents What’s a Cap Rate? posted at Stewart Hsu.

The Investor presents How talking about money is like French kissing posted at Monevator.com, saying, “Fun, free and enriching – just as you got over your teenage worries about kissing, you need to realise that talking about money is nothing to be ashamed of.”

Matthew Paulson presents Don?t Get a Job in College to Pay For School, Start Your Own Business! posted at American Entrepreneurship.

Matthew Paulson presents Don’t Waste Your Money. Get NBA Quality Sneakers for $15.00. posted at American Consumer News.

Alex M presents Products to sell on eBay posted at We talk on making money on the Internet.

KCLau presents What’s Your Time Worth? posted at KCLau’s Money Tips, saying, “Value of money is always tied to time element. If you work, you need to understand the basic concept that you’re trading your time for money. Time is a nonrenewable resource, but money? You will be able to make much more money if you understand the relationship between time and money. That’s why one of the fundamental subjects of financial planning is “Time Value of Money”.”

Mr Credit Card presents Cash Back Credit Card Guide posted at Ask Mr Credit Card’s Blog.

Edith presents 99 Life Lessons Learned from Quitting Corporate America posted at Edith Yeung.Com: Dream. Think. Act..

Frank presents Get Out of Debt in 9 Steps # 4 - Create an Emergency Fund posted at Finance and Fat, saying, “Thanks for taking the time to consider my article.”

Super Saver presents Is A Recession Coming? posted at My Wealth Builder.

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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