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	<title>Comments on: &#8216;Flip&#8217;ping You Off!!!</title>
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	<link>http://www.howisavemoney.net/daily-links/flipping-off/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: free beats</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17110</link>
		<dc:creator>free beats</dc:creator>
		<pubDate>Fri, 18 Dec 2009 09:07:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3562#comment-17110</guid>
		<description>Oops I guess I was not clear in the post</description>
		<content:encoded><![CDATA[<p>Oops I guess I was not clear in the post</p>
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	<item>
		<title>By: william</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17104</link>
		<dc:creator>william</dc:creator>
		<pubDate>Thu, 17 Dec 2009 13:52:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3562#comment-17104</guid>
		<description>nowadays nothing&#039;s for free:)</description>
		<content:encoded><![CDATA[<p>nowadays nothing&#8217;s for free:)</p>
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	<item>
		<title>By: oneadvice</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17102</link>
		<dc:creator>oneadvice</dc:creator>
		<pubDate>Thu, 17 Dec 2009 12:20:50 +0000</pubDate>
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		<description>Oooh I have had my eyes on one of these for a while - be even better if I can get one for free :)</description>
		<content:encoded><![CDATA[<p>Oooh I have had my eyes on one of these for a while &#8211; be even better if I can get one for free <img src='http://www.howisavemoney.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17098</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Thu, 17 Dec 2009 01:27:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3562#comment-17098</guid>
		<description>Oops I guess I was not clear in the post...your responses need to go to Mr. Credit Card&#039; blog, not here.</description>
		<content:encoded><![CDATA[<p>Oops I guess I was not clear in the post&#8230;your responses need to go to Mr. Credit Card&#8217; blog, not here.</p>
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	<item>
		<title>By: MommyMel</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17097</link>
		<dc:creator>MommyMel</dc:creator>
		<pubDate>Thu, 17 Dec 2009 00:16:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=3562#comment-17097</guid>
		<description>The savviest way I make my money work for me is to use my Transit Flex Spend Account.  Instead of requesting my money on a monthly basis, I let it accumulate from January to October. I bite the bullet during the year and pay out of pocket for my transportation expenses while the money also comes out of my paycheck. During this time, I listen to my family and friends and create my list. Then in November, I request the money and start to shop. This year I&#039;ve introduced Price Yeti to alert me of price changes. Sure I lose interest by not banking it but I prefer to have it out of sight, out of mind. It&#039;s nice not having to worry about budgeting Christmas into my paychecks.  And finally, in January of the next year, I request November and December and use that for after Christmas shopping....cards, decorations, wrapping paper, etc.</description>
		<content:encoded><![CDATA[<p>The savviest way I make my money work for me is to use my Transit Flex Spend Account.  Instead of requesting my money on a monthly basis, I let it accumulate from January to October. I bite the bullet during the year and pay out of pocket for my transportation expenses while the money also comes out of my paycheck. During this time, I listen to my family and friends and create my list. Then in November, I request the money and start to shop. This year I&#8217;ve introduced Price Yeti to alert me of price changes. Sure I lose interest by not banking it but I prefer to have it out of sight, out of mind. It&#8217;s nice not having to worry about budgeting Christmas into my paychecks.  And finally, in January of the next year, I request November and December and use that for after Christmas shopping&#8230;.cards, decorations, wrapping paper, etc.</p>
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	<item>
		<title>By: Credit Girl</title>
		<link>http://www.howisavemoney.net/daily-links/flipping-off/#comment-17096</link>
		<dc:creator>Credit Girl</dc:creator>
		<pubDate>Wed, 16 Dec 2009 23:27:10 +0000</pubDate>
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		<description>The savviest way I have made my money work for me this year was all about what I did LAST year to prepare. Last year, after New Year&#039;s I made a goal for myself that I would set aside $10 a month so that when holidays and birthdays roll around, I would have a sufficient budget to buy someone a decent gift. Since then, I&#039;ve saved more than $120 and that will be used for presents this Christmas. With that, I didn&#039;t have to spend any additional money and charge any credit cards because  I already had the money in cash! =)</description>
		<content:encoded><![CDATA[<p>The savviest way I have made my money work for me this year was all about what I did LAST year to prepare. Last year, after New Year&#8217;s I made a goal for myself that I would set aside $10 a month so that when holidays and birthdays roll around, I would have a sufficient budget to buy someone a decent gift. Since then, I&#8217;ve saved more than $120 and that will be used for presents this Christmas. With that, I didn&#8217;t have to spend any additional money and charge any credit cards because  I already had the money in cash! =)</p>
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