I do have one credit card, through the credit union, that I use for gas (since we have to either use a card at the pump or pay in person inside before pumping around here). I pay that off each monday.

I pay phone, utilities and rent with checks.

2) Do you bank online? How about use a financial aggregator (Mint, Wesabe, Yodlee, etc.)?
I only use the online banking at my credit union and I only use the billpay feature to pay my credit card.

3) What recurring bills do you have set on autopay?

none

4) How are your finances automated?

They aren’t! I actually get a check from work and mail the deposit in to the credit union each 2 weeks. My workplace screws up the autodeposit about 2times a year so I never got it. I also like to look at the check and sign it to make the money seem real to me.

5) Do you write checks? If so, how often?

Only for the bills noted above and the occassional charitable donation. I go thruogh deposit slips faster than checks.

6) Where do you stash your short-term savings?

Short term savings in a savings account. Long term in retirement accounts.

1) I mostly spend cash or debit.
2) I do use the online banking method because it is easier to keep track of funds.
3) I only have a phone bill that is set on auto play because it is a small amount so I don’t really want to deal with that every month.
4) I usually pay through my bank account, usually my checking account.
5) I hardly write checks.
6) My short term savings is also in a local bank.