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	<title>Comments on: Debt repayment chart</title>
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	<link>http://www.howisavemoney.net/finances/debt-repayment-chart/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: Savings account</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-14845</link>
		<dc:creator>Savings account</dc:creator>
		<pubDate>Thu, 16 Oct 2008 13:26:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-14845</guid>
		<description>The first step in reducing your debt is by tracking it.When you start tracking your finances you get a better picture of where you are and what you have to do to get out of debt</description>
		<content:encoded><![CDATA[<p>The first step in reducing your debt is by tracking it.When you start tracking your finances you get a better picture of where you are and what you have to do to get out of debt</p>
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	<item>
		<title>By: My Journey From Debt</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-14391</link>
		<dc:creator>My Journey From Debt</dc:creator>
		<pubDate>Fri, 11 Jul 2008 09:05:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-14391</guid>
		<description>I know exactly what you are saying...that is the huge reason that I am trying to remain anonymous while giving specific information on my site.</description>
		<content:encoded><![CDATA[<p>I know exactly what you are saying&#8230;that is the huge reason that I am trying to remain anonymous while giving specific information on my site.</p>
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	<item>
		<title>By: called2shine</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-14213</link>
		<dc:creator>called2shine</dc:creator>
		<pubDate>Mon, 02 Jun 2008 20:43:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-14213</guid>
		<description>Hi, wanted to let you know how informative and helpful your blog is. The sites as well as the different topics are aids that give even further tools to use in the fight to be debt free. You offer alot of advice without all the junk advertising. Thanks and keep up the good work.</description>
		<content:encoded><![CDATA[<p>Hi, wanted to let you know how informative and helpful your blog is. The sites as well as the different topics are aids that give even further tools to use in the fight to be debt free. You offer alot of advice without all the junk advertising. Thanks and keep up the good work.</p>
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	</item>
	<item>
		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-13311</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Mon, 18 Feb 2008 12:27:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-13311</guid>
		<description>Ok, well I am hoping this is my hardest part now because it is REALLY difficult.</description>
		<content:encoded><![CDATA[<p>Ok, well I am hoping this is my hardest part now because it is REALLY difficult.</p>
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	<item>
		<title>By: My CFO on the Go</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-13305</link>
		<dc:creator>My CFO on the Go</dc:creator>
		<pubDate>Sat, 16 Feb 2008 07:28:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-13305</guid>
		<description>@LuLuGal,

I fell off the wagon plenty of times! The hardest part is the first few years, it gets much easier as you go along!</description>
		<content:encoded><![CDATA[<p>@LuLuGal,</p>
<p>I fell off the wagon plenty of times! The hardest part is the first few years, it gets much easier as you go along!</p>
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	</item>
	<item>
		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-13303</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Fri, 15 Feb 2008 19:19:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-13303</guid>
		<description>@ CFO:
It just feels to me like it will never end so sometimes I get really frustrated. I see that sometimes I am able to get some extra money and pay something off and then in a short while I have some emergency and have to go spending again.

I have been carrying my debt for about 5 years now but only got into the budgeting and all of this personal finance about 2 years ago. 

I was very ignorant about ALL things financial (still am) so I was not looking at the long term effects or the best way to manage income and expenses.

You kept up with it for 15 years so that is inspiring...you did not give up so I won&#039;t either.</description>
		<content:encoded><![CDATA[<p>@ CFO:<br />
It just feels to me like it will never end so sometimes I get really frustrated. I see that sometimes I am able to get some extra money and pay something off and then in a short while I have some emergency and have to go spending again.</p>
<p>I have been carrying my debt for about 5 years now but only got into the budgeting and all of this personal finance about 2 years ago. </p>
<p>I was very ignorant about ALL things financial (still am) so I was not looking at the long term effects or the best way to manage income and expenses.</p>
<p>You kept up with it for 15 years so that is inspiring&#8230;you did not give up so I won&#8217;t either.</p>
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	<item>
		<title>By: My CFO on the Go</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-13300</link>
		<dc:creator>My CFO on the Go</dc:creator>
		<pubDate>Fri, 15 Feb 2008 16:12:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-13300</guid>
		<description>3 years ago I made the final payment on my mortgage and became debt free.  When I started my debt repayment plan I had almost $40,000 in credit card debt.  It took 15 years but it was totally worth it!  It would have taken less time if we had been more diligent about saving money.

Good Luck and thanks for the great site.</description>
		<content:encoded><![CDATA[<p>3 years ago I made the final payment on my mortgage and became debt free.  When I started my debt repayment plan I had almost $40,000 in credit card debt.  It took 15 years but it was totally worth it!  It would have taken less time if we had been more diligent about saving money.</p>
<p>Good Luck and thanks for the great site.</p>
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	</item>
	<item>
		<title>By: LuLuGal</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-12767</link>
		<dc:creator>LuLuGal</dc:creator>
		<pubDate>Thu, 13 Dec 2007 17:46:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-12767</guid>
		<description>When you start tracking your finances you get a better picture of where you are and what you have to do to get out of debt.</description>
		<content:encoded><![CDATA[<p>When you start tracking your finances you get a better picture of where you are and what you have to do to get out of debt.</p>
]]></content:encoded>
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		<title>By: Shauna</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-12766</link>
		<dc:creator>Shauna</dc:creator>
		<pubDate>Thu, 13 Dec 2007 16:44:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-12766</guid>
		<description>Wow. What a great blog. I really need to start tracking my debt in terms of percents. My credit debt is around 6,100. Not terrible, not great.
Blogging about it here: http://shauna26.wordpress.com/</description>
		<content:encoded><![CDATA[<p>Wow. What a great blog. I really need to start tracking my debt in terms of percents. My credit debt is around 6,100. Not terrible, not great.<br />
Blogging about it here: <a href="http://shauna26.wordpress.com/" rel="nofollow">http://shauna26.wordpress.com/</a></p>
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		<title>By: Nicole</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-12648</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Mon, 19 Nov 2007 21:41:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-12648</guid>
		<description>How many coffees did you already aquire?</description>
		<content:encoded><![CDATA[<p>How many coffees did you already aquire?</p>
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		<title>By: Dave Nofmeister</title>
		<link>http://www.howisavemoney.net/finances/debt-repayment-chart/#comment-12445</link>
		<dc:creator>Dave Nofmeister</dc:creator>
		<pubDate>Wed, 26 Sep 2007 16:50:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.HowISaveMoney.net/finances/debt-repayment-chart/#comment-12445</guid>
		<description>This is my first time here, and I think it&#039;s pretty cool!  

I&#039;m looking forward to see your net worth go up as I try out your tools for my own sake.  Thanks!</description>
		<content:encoded><![CDATA[<p>This is my first time here, and I think it&#8217;s pretty cool!  </p>
<p>I&#8217;m looking forward to see your net worth go up as I try out your tools for my own sake.  Thanks!</p>
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