Comments on: How The Recession Has Affected Me (Debt Bloggers Network Group Writing Project) http://www.howisavemoney.net/finances/recession-affected-debt/ Tips and tricks to save money, manage credit and reduce debt Fri, 10 Feb 2012 11:35:04 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: DebT http://www.howisavemoney.net/finances/recession-affected-debt/#comment-18414 DebT Mon, 19 Jul 2010 18:27:26 +0000 http://www.howisavemoney.net/?p=2061#comment-18414 I try to combine all my trips too. It makes much more sense than thinking a minute at a time and doing things so inefficiently. It's amazing how much money you can save on gas alone. But then it makes you rethink your other purchases too, because it all needs to be preplanned. I try to combine all my trips too. It makes much more sense than thinking a minute at a time and doing things so inefficiently. It’s amazing how much money you can save on gas alone. But then it makes you rethink your other purchases too, because it all needs to be preplanned.

]]> By: hazeleyes http://www.howisavemoney.net/finances/recession-affected-debt/#comment-17254 hazeleyes Wed, 20 Jan 2010 11:45:14 +0000 http://www.howisavemoney.net/?p=2061#comment-17254 It'll go up and up and up. That's the way the big credit card companies work. Don't deceive yourself; they aren't there to help you but to enslave you. Seriously. It’ll go up and up and up. That’s the way the big credit card companies work. Don’t deceive yourself; they aren’t there to help you but to enslave you. Seriously.

]]> By: Weekly Links: Carnivals & Articles - November 16, 2008 | Dividends Value http://www.howisavemoney.net/finances/recession-affected-debt/#comment-15845 Weekly Links: Carnivals & Articles - November 16, 2008 | Dividends Value Tue, 14 Apr 2009 12:03:48 +0000 http://www.howisavemoney.net/?p=2061#comment-15845 [...] How I Save Money presented How The Recession Has Affected Me [...] [...] How I Save Money presented How The Recession Has Affected Me [...]

]]> By: Freelance Craft » Blog Archive » not so recession-proof http://www.howisavemoney.net/finances/recession-affected-debt/#comment-15743 Freelance Craft » Blog Archive » not so recession-proof Tue, 24 Mar 2009 20:19:18 +0000 http://www.howisavemoney.net/?p=2061#comment-15743 [...] how the recession has affected me (lulugal @ save money) [...] [...] how the recession has affected me (lulugal @ save money) [...]

]]> By: Shawn Knight http://www.howisavemoney.net/finances/recession-affected-debt/#comment-15016 Shawn Knight Sun, 23 Nov 2008 20:14:04 +0000 http://www.howisavemoney.net/?p=2061#comment-15016 Hrm... if you paid only the minimum, those cards would only increase in balance... forever? Don't guess I've ever seen that happen. Figured if you paid the minimum, sure interest would negate most of that payment, but your balance wouldn't actually still go up... <abbr><em>Shawn Knight’s last blog post..<a href="http://www.shawn-knight.net/ole-miss-wins-31-13/" rel="nofollow">Ole Miss Wins 31 - 13</a></abbr></em> Hrm… if you paid only the minimum, those cards would only increase in balance… forever?

Don’t guess I’ve ever seen that happen. Figured if you paid the minimum, sure interest would negate most of that payment, but your balance wouldn’t actually still go up…

Shawn Knight’s last blog post..Ole Miss Wins 31 – 13

]]> By: LuLuGal http://www.howisavemoney.net/finances/recession-affected-debt/#comment-15009 LuLuGal Sun, 23 Nov 2008 12:36:53 +0000 http://www.howisavemoney.net/?p=2061#comment-15009 @ Shawn I pay $10 more than the minimum because those cards are interest bearing and paying only the minimum would not allow for interest so the balances would be going up. @ Shawn
I pay $10 more than the minimum because those cards are interest bearing and paying only the minimum would not allow for interest so the balances would be going up.

]]> By: Shawn Knight http://www.howisavemoney.net/finances/recession-affected-debt/#comment-15004 Shawn Knight Sun, 23 Nov 2008 04:40:39 +0000 http://www.howisavemoney.net/?p=2061#comment-15004 Heh, the "recession".... Gas here is down to $1.86 a gallon last I saw (about a week ago). Certainly a lot cheaper than it was back at the end of the summer. I don't understand your reasoning with paying your credit cards in the fashion that you are doing. Why pay $10 more than the minimum on each card? Why not take that extra $10 per card, and put it all towards your snowball on a single card? This seems like a much more efficient system and would help the snowball roll much faster (well, depending on how many total cards you are paying that $10 extra on). Budgeting can actually be quite fun (how weird is that!). This month, I told myself I was going to spend next to nothing all month and so far, its working. It's been very motivating to see my total money spent at such a low number. So how has the "recession" affected me? It hasn't at all, other than giving me something to blog about and seemingly upset people (oops? heh). I still have fun and do most everything I want to do (attend hockey games, UFC fight night parties, etc...). I still hold firm to my belief that the economy is 90% between your ears - the choices you make affect your finances directly. <abbr><em>Shawn Knight’s last blog post..<a href="http://www.shawn-knight.net/ole-miss-wins-31-13/" rel="nofollow">Ole Miss Wins 31 - 13</a></abbr></em> Heh, the “recession”….

Gas here is down to $1.86 a gallon last I saw (about a week ago). Certainly a lot cheaper than it was back at the end of the summer.

I don’t understand your reasoning with paying your credit cards in the fashion that you are doing. Why pay $10 more than the minimum on each card? Why not take that extra $10 per card, and put it all towards your snowball on a single card? This seems like a much more efficient system and would help the snowball roll much faster (well, depending on how many total cards you are paying that $10 extra on).

Budgeting can actually be quite fun (how weird is that!). This month, I told myself I was going to spend next to nothing all month and so far, its working. It’s been very motivating to see my total money spent at such a low number.

So how has the “recession” affected me? It hasn’t at all, other than giving me something to blog about and seemingly upset people (oops? heh). I still have fun and do most everything I want to do (attend hockey games, UFC fight night parties, etc…). I still hold firm to my belief that the economy is 90% between your ears – the choices you make affect your finances directly.

Shawn Knight’s last blog post..Ole Miss Wins 31 – 13

]]> By: Tom - EconomicCrisisBlog.com http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14977 Tom - EconomicCrisisBlog.com Sun, 16 Nov 2008 05:19:05 +0000 http://www.howisavemoney.net/?p=2061#comment-14977 It's great to see you have stopped and thought about how it has affected you. Many people would not have given it a second thought. It’s great to see you have stopped and thought about how it has affected you. Many people would not have given it a second thought.

]]> By: stores open on thanksgiving http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14971 stores open on thanksgiving Fri, 14 Nov 2008 22:38:09 +0000 http://www.howisavemoney.net/?p=2061#comment-14971 I guess I'm a nut also because I feel like a bookstore junkie somedays. Hanging out in a bookstore has been one of my favorite past times for years. Now that the gas is a bit cheaper I'm trying my best to bank the savings. I guess I’m a nut also because I feel like a bookstore junkie somedays. Hanging out in a bookstore has been one of my favorite past times for years. Now that the gas is a bit cheaper I’m trying my best to bank the savings.

]]> By: How to Survive the Collapse of the American Empire | Debt Reduction Formula http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14969 How to Survive the Collapse of the American Empire | Debt Reduction Formula Fri, 14 Nov 2008 17:15:15 +0000 http://www.howisavemoney.net/?p=2061#comment-14969 [...] How the Recession Has Affected Me [...] [...] How the Recession Has Affected Me [...]

]]> By: land rover http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14967 land rover Fri, 14 Nov 2008 10:53:39 +0000 http://www.howisavemoney.net/?p=2061#comment-14967 I agree with Criag there,The lower gas prices have been huge savings for everyone lately.I came across the hypermilling blog and tried most of his suggestions which saved me a few bucks. You got a great system here LuLu. It did affected me in a number of ways, had to take up two jobs,cut down on groceries a whole lot.Hope the next year will be different.08 has been a tough one for me & the kids. I agree with Criag there,The lower gas prices have been huge savings for everyone lately.I came across the hypermilling blog and tried most of his suggestions which saved me a few bucks. You got a great system here LuLu. It did affected me in a number of ways, had to take up two jobs,cut down on groceries a whole lot.Hope the next year will be different.08 has been a tough one for me & the kids.

]]> By: LuLuGal http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14963 LuLuGal Thu, 13 Nov 2008 23:12:43 +0000 http://www.howisavemoney.net/?p=2061#comment-14963 @ Craig I guess we are just two nuts who like to wander around businesses and waste time. I hope we don't get picked up for loitering. :-) @ Craig
I guess we are just two nuts who like to wander around businesses and waste time. I hope we don’t get picked up for loitering. :-)

]]> By: HelpMyPoorCredit http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14962 HelpMyPoorCredit Thu, 13 Nov 2008 21:06:41 +0000 http://www.howisavemoney.net/?p=2061#comment-14962 You have it well planned out. I have recently been faced with all the financial responsibilities of our home and business. I must say that I have gotten some great ideas. Currently, I have shut down our Satellite svc, and only using local cable. Saving money there. :) So, now my site I recently started should be renamed...lol ..... I am learning more from blogs than in College :) You have it well planned out. I have recently been faced with all the financial responsibilities of our home and business. I must say that I have gotten some great ideas. Currently, I have shut down our Satellite svc, and only using local cable. Saving money there. :) So, now my site I recently started should be renamed…lol ….. I am learning more from blogs than in College :)

]]> By: Craig http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14960 Craig Thu, 13 Nov 2008 20:09:12 +0000 http://www.howisavemoney.net/?p=2061#comment-14960 That's not crazy. I live near a Borders and Best Buy and when I'm bored on the weekends I'll head over to those stores to kill 30 mins or so. And even though sometimes I have no need for something, I find myself buying a book or DVD. Craig That’s not crazy. I live near a Borders and Best Buy and when I’m bored on the weekends I’ll head over to those stores to kill 30 mins or so. And even though sometimes I have no need for something, I find myself buying a book or DVD.

Craig

]]> By: LuLuGal http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14958 LuLuGal Thu, 13 Nov 2008 18:21:35 +0000 http://www.howisavemoney.net/?p=2061#comment-14958 @ Craig I just can't seem to help wanting to go to Walmart. It is about a mile away from where I live...and even though I don't need anything I just want to go so I can: * smell candles * play with toys * look at books. Crazy huh? :-) @ Craig
I just can’t seem to help wanting to go to Walmart. It is about a mile away from where I live…and even though I don’t need anything I just want to go so I can:
* smell candles
* play with toys
* look at books.
Crazy huh? :-)

]]> By: Craig http://www.howisavemoney.net/finances/recession-affected-debt/#comment-14957 Craig Thu, 13 Nov 2008 17:55:15 +0000 http://www.howisavemoney.net/?p=2061#comment-14957 Sounds like you have a nice system in place. The lower gas prices have been huge savings for everyone lately. I'm with you on cutting down trips to the supermarket to once a week. I try to map out my errands to maximize the most out of my drive trips. Craig Sounds like you have a nice system in place. The lower gas prices have been huge savings for everyone lately. I’m with you on cutting down trips to the supermarket to once a week. I try to map out my errands to maximize the most out of my drive trips.

Craig

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