Welcome to  tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

twentyIncome for the month to date: $0

Expenses for the month to date: $1146.23

Net effect: -$1146.23

Since the last posting I Fully Paid off My Lending Club loan and I am one step closer to being debt free!!!

I paid the rent, insurance and water bill and also got a little bit of shopping done. It was mostly stuff for Dinero and bread for the week.

I have to go shopping today to replenish stocks as the refrigerator is bare and I am sadly in need of fruits to take to work as my snack.

My computer broke down on Sunday so I have been using a borrowed laptop for a few days. I am going to have to bribe do something nice for my computer tech so that will have to be factored into the budget for the month.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!