I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $550.41

Expenses for the month to date: $1329.11

Net effect: -$778.70

Since the last posting I paid the internet bill at $50.96 on my credit card so that is one more utility taken care of for the month. This is an automatic payment that is set up in my zero based budget so I never have to worry about it. I spent $24.19 on food for the week and spent $2.76 on household items.

The electricity came in at $52.03 this month, down from $79.29 last month but I know that as it gets colder that number may go up as I start to use the heater.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!