Comments on: Zero! http://www.howisavemoney.net/finances/zero/ Tips and tricks to save money, manage credit and reduce debt Fri, 10 Feb 2012 11:35:04 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: Changes To The Budget For 2012 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-21808 Changes To The Budget For 2012 | How I Save Money.net Mon, 02 Jan 2012 09:42:15 +0000 http://www.howisavemoney.net/?p=1859#comment-21808 [...] will still use a monthly zero based budget where I have a certain amount set for each category and where total income will equal the total [...] [...] will still use a monthly zero based budget where I have a certain amount set for each category and where total income will equal the total [...]

]]> By: Slight Tweak To The December 2011 Budget | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-21602 Slight Tweak To The December 2011 Budget | How I Save Money.net Wed, 30 Nov 2011 09:51:43 +0000 http://www.howisavemoney.net/?p=1859#comment-21602 [...] tweak my zero based budget every now then when there are circumstances that I feel make it necessary to do so. I am making a [...] [...] tweak my zero based budget every now then when there are circumstances that I feel make it necessary to do so. I am making a [...]

]]> By: Tracking My Finances In 2011:October Week 1 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-21175 Tracking My Finances In 2011:October Week 1 | How I Save Money.net Fri, 07 Oct 2011 09:57:15 +0000 http://www.howisavemoney.net/?p=1859#comment-21175 [...] paid rent and the phone bill this week and put $5 in savings according to my regular zero based budget like I always [...] [...] paid rent and the phone bill this week and put $5 in savings according to my regular zero based budget like I always [...]

]]> By: ING’s New Debit Card For Electric Orange Checking Accounts | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19806 ING’s New Debit Card For Electric Orange Checking Accounts | How I Save Money.net Wed, 09 Feb 2011 10:58:51 +0000 http://www.howisavemoney.net/?p=1859#comment-19806 [...] I just received my new debit card from ING for my Electric Orange Checking Account and I was a bit confused at first. I do not use debit cards as I prefer to use my credit cards for all purchases under my zero based budgeting system. [...] [...] I just received my new debit card from ING for my Electric Orange Checking Account and I was a bit confused at first. I do not use debit cards as I prefer to use my credit cards for all purchases under my zero based budgeting system. [...]

]]> By: How The Tax ‘Break’ Is Really Affecting My Income | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19703 How The Tax ‘Break’ Is Really Affecting My Income | How I Save Money.net Mon, 24 Jan 2011 10:52:34 +0000 http://www.howisavemoney.net/?p=1859#comment-19703 [...] the decrease because the upper limit falls within the buffer I built into my budget. I created my Zero Based Budget and then tweaked it to actually be $200 less than my actual paycheck. So since they predict the [...] [...] the decrease because the upper limit falls within the buffer I built into my budget. I created my Zero Based Budget and then tweaked it to actually be $200 less than my actual paycheck. So since they predict the [...]

]]> By: Getting Paid Two Weeks Early Makes (Some) People Angry | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19533 Getting Paid Two Weeks Early Makes (Some) People Angry | How I Save Money.net Wed, 29 Dec 2010 12:00:20 +0000 http://www.howisavemoney.net/?p=1859#comment-19533 [...] do not see the changing dates as a problem because I budget for the month and use my Zero Based Budget to stay on track of things. Every December we end up getting paid on the last working day which is [...] [...] do not see the changing dates as a problem because I budget for the month and use my Zero Based Budget to stay on track of things. Every December we end up getting paid on the last working day which is [...]

]]> By: End Of 2010 Budget Tweaking | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19409 End Of 2010 Budget Tweaking | How I Save Money.net Tue, 07 Dec 2010 11:04:53 +0000 http://www.howisavemoney.net/?p=1859#comment-19409 [...] hoo) so all my income can go towards daily living and future savings. I decided to make a major tweak to the budget to reflect this new status and finally ended up with a budget that is $200 less than my monthly [...] [...] hoo) so all my income can go towards daily living and future savings. I decided to make a major tweak to the budget to reflect this new status and finally ended up with a budget that is $200 less than my monthly [...]

]]> By: Pad Your Checking Account | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19327 Pad Your Checking Account | How I Save Money.net Tue, 30 Nov 2010 10:26:43 +0000 http://www.howisavemoney.net/?p=1859#comment-19327 [...] salaries were not put into the direct deposit system for that pay period. He was operating on a zero based budget of sorts and had every dollar in his checking account set up for a predetermined purpose. His [...] [...] salaries were not put into the direct deposit system for that pay period. He was operating on a zero based budget of sorts and had every dollar in his checking account set up for a predetermined purpose. His [...]

]]> By: Tracking My Finances In 2010: November Week 2 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-19197 Tracking My Finances In 2010: November Week 2 | How I Save Money.net Fri, 12 Nov 2010 11:46:47 +0000 http://www.howisavemoney.net/?p=1859#comment-19197 [...] is one more utility taken care of for the month. This is an automatic payment that is set up in my zero based budget so I never have to worry about it. I spent $24.19 on food for the week and spent $2.76 on household [...] [...] is one more utility taken care of for the month. This is an automatic payment that is set up in my zero based budget so I never have to worry about it. I spent $24.19 on food for the week and spent $2.76 on household [...]

]]> By: My Biggest Budget Buster | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-18998 My Biggest Budget Buster | How I Save Money.net Wed, 20 Oct 2010 01:32:58 +0000 http://www.howisavemoney.net/?p=1859#comment-18998 [...] have tried to stick to a budget and even implemented a zero based budget that I generally meet on a monthly basis. However there are times when I do go over my [...] [...] have tried to stick to a budget and even implemented a zero based budget that I generally meet on a monthly basis. However there are times when I do go over my [...]

]]> By: How I Use My Snowflake Account | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-18997 How I Use My Snowflake Account | How I Save Money.net Wed, 20 Oct 2010 01:31:57 +0000 http://www.howisavemoney.net/?p=1859#comment-18997 [...] have mentioned before that I use a zero based budget but I also have a snowflaking habit. Snowflaking refers to putting aside small amounts of money [...] [...] have mentioned before that I use a zero based budget but I also have a snowflaking habit. Snowflaking refers to putting aside small amounts of money [...]

]]> By: Tracking My Finances In 2010: February Week 1 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-17326 Tracking My Finances In 2010: February Week 1 | How I Save Money.net Fri, 05 Feb 2010 11:52:11 +0000 http://www.howisavemoney.net/?p=1859#comment-17326 [...] low levels. I got paid about $9 less than I usually get (due to the Tax Credit?) and so I adjusted my zero based budget down by $10 to make up for [...] [...] low levels. I got paid about $9 less than I usually get (due to the Tax Credit?) and so I adjusted my zero based budget down by $10 to make up for [...]

]]> By: Month End Financial Check Up January 2010 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-17299 Month End Financial Check Up January 2010 | How I Save Money.net Sun, 31 Jan 2010 14:47:30 +0000 http://www.howisavemoney.net/?p=1859#comment-17299 [...] went up. I have no idea why this happened because I did not change anything but I did reduce my zero based budget by $10 to account for this reduction in [...] [...] went up. I have no idea why this happened because I did not change anything but I did reduce my zero based budget by $10 to account for this reduction in [...]

]]> By: I Did Not Make ‘Resolutions’ For 2010 | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-17215 I Did Not Make ‘Resolutions’ For 2010 | How I Save Money.net Mon, 11 Jan 2010 10:08:28 +0000 http://www.howisavemoney.net/?p=1859#comment-17215 [...] simplified my budgets last year and tweaked my spending and created a zero based budget to the point where automating my finances made me [...] [...] simplified my budgets last year and tweaked my spending and created a zero based budget to the point where automating my finances made me [...]

]]> By: Tracking My Finances In 2009: 24 August | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-16452 Tracking My Finances In 2009: 24 August | How I Save Money.net Mon, 24 Aug 2009 11:51:16 +0000 http://www.howisavemoney.net/?p=1859#comment-16452 [...] know that this will put me over the figures for the month based on my zero based budget but it is really carry over money from last month. The beauty of budgeting is that I know that I [...] [...] know that this will put me over the figures for the month based on my zero based budget but it is really carry over money from last month. The beauty of budgeting is that I know that I [...]

]]> By: Tracking My Finances In 2009: 16 August | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-16416 Tracking My Finances In 2009: 16 August | How I Save Money.net Mon, 17 Aug 2009 11:38:46 +0000 http://www.howisavemoney.net/?p=1859#comment-16416 [...] and this came out of the Car Maintenance Fund in ING where I send money every month as part of my Zero Based Budget. The inspection itself cost $12.50 but there was an additional charge of $27.25 for an emissions [...] [...] and this came out of the Car Maintenance Fund in ING where I send money every month as part of my Zero Based Budget. The inspection itself cost $12.50 but there was an additional charge of $27.25 for an emissions [...]

]]> By: Credit Score Report Card From CreditKarma | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-16398 Credit Score Report Card From CreditKarma | How I Save Money.net Wed, 12 Aug 2009 11:08:08 +0000 http://www.howisavemoney.net/?p=1859#comment-16398 [...] and by using ING to manage my payments I can almost ensure that no bill is late. If you refer to my Zero Based Budget you will note that most bills are paid via credit card and then I use ING to pay off the card in [...] [...] and by using ING to manage my payments I can almost ensure that no bill is late. If you refer to my Zero Based Budget you will note that most bills are paid via credit card and then I use ING to pay off the card in [...]

]]> By: Save Money By Checking Your Automated Finances | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-16185 Save Money By Checking Your Automated Finances | How I Save Money.net Fri, 03 Jul 2009 11:49:44 +0000 http://www.howisavemoney.net/?p=1859#comment-16185 [...] have everything set up according to my zero based budget so that I don’t go over in any one area when it comes to paying a bill. Two days ago I logged [...] [...] have everything set up according to my zero based budget so that I don’t go over in any one area when it comes to paying a bill. Two days ago I logged [...]

]]> By: buy penny stock http://www.howisavemoney.net/finances/zero/#comment-16029 buy penny stock Sat, 16 May 2009 16:39:10 +0000 http://www.howisavemoney.net/?p=1859#comment-16029 Hmm. Zero Balance Budget is a new concept for me. I didn't understand it fully <abbr><em>buy penny stock’s last blog post..<a href="http://buypennystockstoday.com/common-stocks-and-uncommon-profits/penny-stock-books/" rel="nofollow">Common Stocks and Uncommon Profits</a></abbr></em> Hmm. Zero Balance Budget is a new concept for me. I didn’t understand it fully

buy penny stock’s last blog post..Common Stocks and Uncommon Profits

]]> By: Every Dollar Should Have A Job | How I Save Money.net http://www.howisavemoney.net/finances/zero/#comment-16019 Every Dollar Should Have A Job | How I Save Money.net Fri, 15 May 2009 12:11:48 +0000 http://www.howisavemoney.net/?p=1859#comment-16019 [...] is also known as the zero based budget  and it means that once you total the income and the ‘expenses’ the difference between [...] [...] is also known as the zero based budget  and it means that once you total the income and the ‘expenses’ the difference between [...]

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