How I Save Money At CVS: 30 December 09

Posted by LuLuGal | January 4, 2010.

Today I paid $0.00 out of pocket for $19.98 worth of items. I got those two items for my father and I will be shipping them to him along with some other items that he requested.

This is my last CVS transaction for the year of 2009 and I must say I am pleased with the experiment. I spent a total of $253 of my own money yet generated over $700 in ECBs to enable me to buy things at the store. Now that I am able to use some of my cash back rewards to purchase gift cards for CVS I plan on NOT spending any money out of pocket there again. I will simply use the gift cards and ECBs to gain even more items at discounted prices.

No Spend January

Posted by LuLuGal | January 3, 2010.

This month is supposed to be No Spend January which is something that a few bloggers are trying out.  We will be ‘trying’ not to spend this month and just using what we have and what we generate for the month. Here are my guidelines for the month:

Use what is in the pantry

Use gift cards for purchases

Be thrifty/frugal

This was inspired by Sox who has had successful No Spend Months and has challenged others to try it too. Now I will be taking a few liberties with my spending as I will be using my CVS gift cards and Walmart gift cards that I get from using my cash back credit cards.

How I Save Money At CVS: 29 Dec 09

Posted by LuLuGal | January 2, 2010.

Today I paid $0.00 out of pocket for $24.96 worth of items. I messed up this time because I forgot to scan my green tag bag so I missed out on getting my $1 ECB. This is the second time I missed out on scanning my bag and I realized the reason why. I normally put my coupon binder in my reusable shopping bag and that reminds me to scan it because my hand is directly on the bag.

Monthly Update: December 2009

Posted by LuLuGal | January 2, 2010.

Even with the crazy Christmas spending and the unexpected bills I still managed to come out in the BLACK this December….by $27.63. Woo hoo!!!!

I spent $48.08 on gas this month, leaving me with $16.92 in the gas budget. I know this does not seem like a lot but I only made one trip out of town this month, when I usually make two. Also, I was at home for the last two weeks of the month since school is closed. My gas budget will remain as is because during the summer time I use more of the budget.

How I Save Money At CVS: 20 December 2009

Posted by LuLuGal | January 2, 2010.

Today I paid $0.00 out of pocket for $21.97 worth of items. I had a few ECBs that were going to expire at the end of the month so I decided to go ahead and splurge on some candles because I really love scented candles and I am ALWAYS burning them. I need to get some more toothbrushes so I took advantage of one CVS deal to get a toothbrush. I missed out on getting one ECB for using my green bag tag because the cashier did not scan my bag during the purchases.

Transaction 1

Item: Glade scented candles (buy $12 get $4 ECB.)

Happy New Year 2010!!!!!

Posted by LuLuGal | January 2, 2010.

Happy New Year Everyone and all the best for 2010. The year 2009 is behind us and we have hopefully learned new lessons that we can put into action this New Year.

I pray that we can all be in a better financial situation this year than we were in last year.

Be good and send out positive money vibes and they will be returned to you.

We will all

http://www.sdgln.com/entertainment/2009/11/13/las-vegas-new-years-eve-fireworks-display-return-rooftops

Save More Money

Make More Money

Pay Off Debts…

…this year.

Ways you can save money online (that you don’t already know about) (Guest Post)

Posted by LuLuGal | December 29, 2009.

Today’s Guest Post comes from reader Ken B. who wrote in to tell me how much he loved the blog as it has shown him a few ways to save money. He set up an ING account on my advice and is currently helping out other people to save money with the things that he learns here.

Ken offers the following tips on saving money on glasses for those of you who are not able to get LASIK for whatever reason so read up!!

Automating My Finances Has Made Me Bored

Posted by LuLuGal | December 26, 2009.

I have tweaked the way I pay bills and automated my finances to the point where I am now bored. I do not ‘pay’ bills because they are all drawn off my rewards earning credit cards. I then have ING push a payment every week to the credit card and by the end of the month the card is paid in full and I have not incurred any interest.