Tips for Solving the Store or Sell Dilemma (Guest Post)
Working for a self-storage company means that I constantly have the opportunity to meet people who are relocating and hear their stories. Given our economy, a great deal of my customers are most interested in trimming down moving costs and deciding whether to store or sell items before and after the move. This can have a significant impact on expenses because storing and moving items vary in cost depending on multiple factors.
Replacement Cost
Tracking My Finances In 2011: April Week 1
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Facing A Reduction In Force (RIF)
There is a lot of turmoil in the world of education now as school districts are forced to cut spending. One of the ways they have decided to do this is to enact a Reduction In Force or RIF whereby teachers are simply told there is no longer a job for them in the upcoming year. This is similar to a regular company performing layoffs, it just has a different terminology.
How to Get Out of Credit Card Debt Quickly and Easily? – Helpful Tips (Guest Post)
Getting out of debt is a concern for a large percentage of people. Whether you’re looking to make a large purchase like a home, apply for a loan, or simply want a clean slate there is help available. Debt settlement does not have to be an uphill battle you fight alone.
Credit card debt is the most common type, and can really ruin your financial outlook with high interest rates and penalties. The steps to complete credit card debt relief involve knowing exactly where you stand with each creditor, negotiating a settlement, and arranging a payment plan. Some may choose to hire a lawyer, especially if they feel the debt amount is invalid, but a debt settlement attorney can be costly and even counter productive. In truth, credit card debt settlement doesn’t have to, and shouldn’t be expensive.
Happy April Fool’s 2011
Although it is Friday there will be no weekly financial check up post because it is only the first of the month. I have also been really sick …so Happy April Fool’s day.
Monthly Financial Check Up: February 2011
I came in at $46.39 in the black for the month of February and although the amount is less than what I normally end the month with but that was because I had some unexpected medical expenses. I paid for those expenses with the Health Savings Account that I set up last year so my zero based budget was not adversely affected but I did need to account for the money spent because paying the doctor’s fees and the tests meant that the amount in the Health Savings Account would go down. I also had to make a transfer from savings to the HSA and since I count transfers of savings as an ‘expense’ my total expenses for the month were higher than normal.
Current Funding Process For My Health Savings Account
I have a High Deductible Health Plan which offers a Health Savings Account that can be used to pay for doctor’s office charges, tests and medicines. I currently fund the account by putting in a set amount every month and right now that amount stands at $75. I contribute the same amount every month via automatic transfer from my ING account and it is that $75 that is counted in my zero based budget for the month.
Tracking My Finances In 2011: March Week 4
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
