‘Frugal’ Tips That I Will NOT Try: Cut Dryer Sheets In Half
This blog is mainly about how I find ways to save money and I have tried a LOT of different things in the past. I read other blogs to look for tips on things I can do to reduce my expenses so that I can work on reducing debt and building wealth.
I have found a few frugal tips out that have been great and there also a few that really freak me out!!!! I decided to start a little series of Frugal Tips That I will NOT try so you can get a better idea of some of the things I think are too extreme.
Tracking My Finances In 2011: February Week 3
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
My Goals For 2011
The year 2011 is going to be a GREAT year for me as I have a very positive outlook on life. I know it is a bit late to announce my goals for the year but I say better late than never.
This year I have three simple goals for my life, which will encompass a range of activities that will improve different aspects of my life.
- Simplify
- Reduce
- Magnetize
These seem to be very simple goals and while they look general they actually do have a great amount of detail to be worked out.
Emergency Fund/Car Fund Alert: New Windshield
So recently the weather has been just TERRIBLE and we had lots of ice everywhere. After the ice melted I noticed that I had a very long crack running across the driver’s side of my windshield.
Happy Valentine’s Day 2011
I just wanted to wish all my readers a Happy Valentine’s Day. Be safe and try to save money but still have a good time!
I know this is coming out late as all the other bloggers have been talking about Valentine’s day for WEEKS now…but I was just not in the mood at first since i don’t have a Valentine this year.
Remember there are lots of fun things to do that do not cost a lot financially but can bring lasting memories so go ahead and take a moonlight walk with your honey.
img from 12newsalerts.com
Tracking My Finances In 2011: February Week 3
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
CVS Haul 2011: 6 February
On this trip I paid $0 out of pocket for $10 worth of items. My goal for 2011 is to not spend any money out of pocket, while using coupons and ECBs to get tons of items at CVS, with an initial gift card of $50.
Transaction 1
Item: Glade assorted candles and airfresheners
Price: $5 for 2 PLUS get $3ECB when you spend $10
CVS Extra Care Bucks earned: $3.00
Coupons used: $3.00 ECB + $1 MFR
Total paid today: $6.50 , on gift card.
Total CVS Extra Care Bucks earned today: $3.00
ING’s New Debit Card For Electric Orange Checking Accounts
I just received my new debit card from ING for my Electric Orange Checking Account and I was a bit confused at first. I do not use debit cards as I prefer to use my credit cards for all purchases under my zero based budgeting system.
The new card does not look like a regular debit card because there are no numbers on the front. When you flip the card over all your information is on the BACK just like with regular cards. I think the new card looks a bit like a fake card, you know like those fake credit cards you get in those pre-approved offers and I almost put this one in the ‘shred’ pile on the front desk.
