Tracking my Finances in 2009: 27 May
Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Help A Reader: Bad Credit
Hello everyone!!!
I recently got the following comment from a reader and wanted to include you all in the assistance process.
“How would I start to fix just horrible credit? I doubt I will ever be able to come out of it, but I now know the horrible truth that I wasnt taught at a younger age. I have defaulted on every card I have ever had. I am only 22, so I hope I still have time to dig myself out. I need to change my life, with money, but I just need help in the right direction. I am looking at about 17k in debt.”
Carnival Of Twenty Something Finances 25 May
Welcome to the May 25, 2009 edition of twenty something finances.
Jack Schmidt presents How to Know When You Need A Vacation posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”
Wojciech Kulicki presents 6 More Job Hunting Tips for New Graduates posted at Fiscal Fizzle.
CreditCardAssist.com presents Eight Ways to Begin Responsible Credit Card Activities posted at Credit Card Assist.
apply4-credit presents What Every Credit Card Holder Should Know About Paying on Time posted at Apply4-Credit.
How I Save Money At CVS: 24 May 09
Today I paid $19.54 out of pocket for $20.04 worth of items. I know this is not a very good track record based on the small amounts that I have paid at other times but today was a hectic day and I was with someone else. I do not have any pictures either because some of the items were not for me and I forgot to take a picture in time.
Transaction 1
Item: Olay body wash
Price: $12 for 2
CVS Extra Care Bucks earned: $5
Item: Bandaid
Price: $2.99 less $0.50 MFR
The Power Of Persistance (Guest Post)
“Always bear in mind that your own resolution to succeed is more important than any other.”
-Abraham Lincoln
A lesson everyone must learn is the need to persist when it is difficult. When we experience defeat and rejection, the easiest and most logical thing to do is to quit, but the successful have learned to persist.
Mark Victor Hansen and Jack Canfield
Before Mark Victor Hansen and Jack Canfield became the bestselling authors of the Chicken Soup for the Soul series, which has now sold over 100 million copies, they were rejected by 140 publishers and told by their agent, “I can’t sell this book-I’m giving it back to you guys.”
Tracking my Finances in 2009: 21 May
Welcome to tracking of income and expenses for the month. Please note thatI get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Attack Of The FREAKING Bedbugs!!!!
Arrrrgh!!!!!
This is a rant so if you are not in the mood for one, please move along. I woke up one morning to find a few tiny, red bites on my arm. They itched a lot, because I had been scratching in my sleep but they did not look too bad so I ignored it.
The next day I woke up with two more bites and asked someone at work what they thought.
Spider bites!
Ant bites!
Mosquito bites!
Cooties!
These were some of the responses I got from my coworkers, along with a few laughs.
Save Money By Increasing Your FSA Contributions
I am always looking for ways to save money and now that it is time for open enrollment in my employer’s insurance I have found a new way to make the most of my money.
Many employers offer the FSA where you have money taken out of your check BEFORE taxes and placed in an account. You then access this account
* via debit card or by
* submitting receipts and use up the money that way.
