How I Save Money At CVS: 27 June 2010

Posted by LuLuGal | June 27, 2010.

Today I paid $0.00 out of pocket for $10.83 worth of items. I ended up doing this transaction three times because the first time I got Lysol instead of Oust which was listed on the deal. Then after returning all of it the Oust was the wrong size and the third time there was no more of the correct size.

The cashier was very nice about it and simply told me to go get the correct item and she would let me cut in line next time. In fact she was so sweet that the total came to $0.83 when she had entered my coupons but she forced the register to $0. There is another cashier who makes me pay the difference, even if it is $0.07 so I was happy today!!!!!

Tracking My Finances In 2010: June Week 4

Posted by LuLuGal | June 25, 2010.

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Winner Of The Book Giveaway

Posted by LuLuGal | June 23, 2010.

I ran a book giveaway here and it is time to announce the winner.

The winner is Marianna, who left comment #14. You now have 24 hours to claim your prize by emailing me your contact information (name and mailing address) so we can get the book out to you.

Build Credit History With The Public Savings Bank Secured Visa (Guest Post)

Posted by LuLuGal | June 22, 2010.

For individuals with no credit or those who have experienced a negative credit event like divorce or foreclosure, establishing credit history can be a real challenge. Without proper credit, everything from a car loan to an apartment to a cell phone contract can be denied – and sometimes, even a job.
When faced with problem credit, many people rely on prepaid cards to manage their daily expenses. However, prepaid cards simply provide access to one’s own money, not credit from a lender. These cards do not report to credit bureaus and do not help re-establish credit history. People need to demonstrate on-time monthly payments on a credit card in order to rebuild that important credit history.

Get the facts you need to save hundreds on your auto insurance.

Posted by LuLuGal | June 18, 2010.

There are plenty of auto insurance companies out there to choose from. And each one will tell you they can save you money. That’s why it’s important to make informed decision about your auto coverage.
Rates can vary by hundreds of dollars or more from one company to the next — even for the same coverage limits and deductibles. And companies make it remarkably easy to get a quote. That’s why it pays to shop around. Just follow these steps.

Fact #1: It pays to shop around.

Tracking My Finances In 2010: June Week 3

Posted by LuLuGal | June 18, 2010.

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

How I Save Money At CVS: 13 June 2010

Posted by LuLuGal | June 16, 2010.

Today I paid $0.00 out of pocket for $16.98 worth of items. I actually got more body wash and toothpaste which I am giving to imy best friend since I have enough of those items in my bathroom right now.

I ended up getting a bonus set of extra bucks due to a glitch in the system but I am not complaining. The ad in the paper said there was a limit of one on the body wash, meaning you could only get one set of extra bucks…but I had a buy one get one free (BOGO) coupon for the body wash so I got two…and the ECBs printed as double the amount.

Home Remodels in a Recession: Make Every Dollar Count (Guest Post)

Posted by LuLuGal | June 14, 2010.

When it comes to remodeling your home, you may think you need thousands of dollars in extra cash (or an outrageous home equity line) to get the job done. This is absolutely not true, unless you’re shooting for the picture in the Better Homes and Gardens Magazine. In reality, there are all kinds of ways to save on home upgrades if you just do a little legwork. And a recession is a great time to start because you can take advantage of bargain-priced products and merchants who are dying to get your business. So here are a few simple ways to cut your costs when remodeling your home.

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