Hanging Out The Laundry To Save Money
I have written about this in the past but it has been REALLY hot lately and I thought I could revisit the issue.
One of the frugal ways I save money is to hang laundry to dry when I can. It costs $1 to run the dryer in my apartment complex so that is money saved each time I do NOT use it. I have a drying rack that I bought a few years ago that is in the spare room and it holds most of the clothes.
Would You Miss Mail Delivery On Saturdays?
So in an effort to stop the great losses that the post office is experiencing they are looking at cutting down one day of mail delivery. There is a lot of talk going around about cutting Saturday mail delivery and only having delivery on ‘regular’ business days of Monday through Friday.
In theory this should work fine but then you realize that this means there will be delivery on Friday and then nothing again until Monday. This means there is a TWO day gap in the delivery of mail which could lead to some major problems for those who depend on the mail carriers.
Tracking My Finances In 2011:October Week 1
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
How to Live Like an Ascetic (And Still Be Happy) (Guest Post)
As a college student, making ends meet is no small feat. I am a full time student, only work weekends and the occasional night shift, and live on my own, so my financial resources are pretty scarce most of the time. But I’ve learned how to survive on what little money I have and still have enough to hang out with my friends, primarily by figuring out several money-saving tricks that might not make that much of difference alone, but together add up to pretty significant savings. For the benefit of all college students (or anyone else, really) struggling with money, here are the tricks I’ve learned so far, organized by category:
Help In Deciding Who To Hire For The Move (Guest Post)
Moving is a bit stressful. But it depends upon the way you perceive things. Proper planning and organizing skills will remove hassle from your move. The moment you get to know that you would have to move from your existing home, you start looking for an experienced removal company, which can shoulder the overall responsibility of moving your possessions without damage.
Now the question arises- What is the criteria to judge the credibility and expertise of a removal company? There is no gauge to measure the genuineness of a moving firm, but there is certainly a criteria you should take into account, before bestowing the responsibility of moving on a removal company. You can narrow your search by asking a few questions from moving companies to help avoid overspending on a move.
Monthly Financial Check Up: September 2011
I am combining the weekly report with the monthly report since I do not have much income to talk about since I still have not found a job.
I received $24 from Lending Club this week, bringing the total income for the month to $81.27. This is a higher than normal amount for the month but this was because someone paid off his or her loan in full. While that is good for me to get a higher income from loans NOW, it means I will not be getting the interest on those repayments in the future. I am just happy that the loan is paid and I am not losing money!
Living A Cash Only Life (But Not Having Cash On Hand)
I bet some of you were wondering when I decided to switch to a cash only life…after I talk so much about using my credit cards for the cash back. Well have no fear…I have NOT gone over to the dark side.
I am still using credit cards for everything and paying them off in full every month so that I don’t get fees but I earn cash back on my spending.
CVS Haul 25 September 2011
On this trip I paid $0.00 out of pocket for $9.79 worth of items. My goal for 2011 is to not spend any money out of pocket, while using coupons and ECBs to get tons of items at CVS, with an initial gift card of $50.
Transaction 1
Item: Thermacare heat wrap (this item was FREE!!!)
Price: $3.79
CVS Extra Care Bucks earned: $3.79
Coupons used: $0.00
Item: 2 softsoap body washes
Price: $6.00 for 2
CVS Extra Care Bucks earned: $4.00
Coupons used: $1.00 MFR
