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	<title>Comments on: 10 Financial Commandments For Your 30s</title>
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	<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/</link>
	<description>Tips and tricks to save money, manage credit and reduce debt</description>
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		<title>By: downtown miami condominiums</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-21033</link>
		<dc:creator>downtown miami condominiums</dc:creator>
		<pubDate>Sat, 17 Sep 2011 01:45:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-21033</guid>
		<description>I was curious when I read the headline of the post :) Anyway, I totally agree with the last one. According to Malachi, God promises to pour His blessings to those who give their tithes and love offering. So I&#039;m glad you included this in one of the financial commandments :)</description>
		<content:encoded><![CDATA[<p>I was curious when I read the headline of the post <img src='http://www.howisavemoney.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Anyway, I totally agree with the last one. According to Malachi, God promises to pour His blessings to those who give their tithes and love offering. So I&#8217;m glad you included this in one of the financial commandments <img src='http://www.howisavemoney.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: PSP Go</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16930</link>
		<dc:creator>PSP Go</dc:creator>
		<pubDate>Tue, 17 Nov 2009 16:40:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16930</guid>
		<description>Very sound advice. In your twenties you tend to be so busy jetting around and having fun and then your thirties sneak up and it is time to get serious about finance. I am about to turn 30 and have started thinking seriously about this sort of thing. Thanks for highlighting the tips.</description>
		<content:encoded><![CDATA[<p>Very sound advice. In your twenties you tend to be so busy jetting around and having fun and then your thirties sneak up and it is time to get serious about finance. I am about to turn 30 and have started thinking seriously about this sort of thing. Thanks for highlighting the tips.</p>
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		<title>By: SaveMoneyHound</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16723</link>
		<dc:creator>SaveMoneyHound</dc:creator>
		<pubDate>Sat, 17 Oct 2009 20:46:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16723</guid>
		<description>It is certainly worthwhile to get ahead in your 30&#039;s. As it is often said, if you work hard in the 1st half of your life, it will make the 2nd half of your life much easier, especially in terms of your finances. 

The &quot;Live simply&quot; financial commandment resounds well for me.  A lot of people seem to put themselves under unnecessary financial strain due to the demands of their lifestyle.</description>
		<content:encoded><![CDATA[<p>It is certainly worthwhile to get ahead in your 30&#8242;s. As it is often said, if you work hard in the 1st half of your life, it will make the 2nd half of your life much easier, especially in terms of your finances. </p>
<p>The &#8220;Live simply&#8221; financial commandment resounds well for me.  A lot of people seem to put themselves under unnecessary financial strain due to the demands of their lifestyle.</p>
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		<title>By: thesweetmagnolia.com &#187; Blog Archive &#187; Personal Finance Links (Harry Potter / Michael Edition)</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16414</link>
		<dc:creator>thesweetmagnolia.com &#187; Blog Archive &#187; Personal Finance Links (Harry Potter / Michael Edition)</dc:creator>
		<pubDate>Sat, 15 Aug 2009 18:38:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16414</guid>
		<description>[...] are 10 financial commandments for your 30s as presented by How I Saved [...]</description>
		<content:encoded><![CDATA[<p>[...] are 10 financial commandments for your 30s as presented by How I Saved [...]</p>
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		<title>By: Cheap DVDs</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16341</link>
		<dc:creator>Cheap DVDs</dc:creator>
		<pubDate>Thu, 06 Aug 2009 08:53:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16341</guid>
		<description>Yes, I think you really need to make a start on these things earlier as otherwise it&#039;s not easy to change your habits later.  Also, with things like pensions you find that money paid in at a younger age is worth more than when you&#039;re older, so starting small in your 20&#039;s can be worthwhile.</description>
		<content:encoded><![CDATA[<p>Yes, I think you really need to make a start on these things earlier as otherwise it&#8217;s not easy to change your habits later.  Also, with things like pensions you find that money paid in at a younger age is worth more than when you&#8217;re older, so starting small in your 20&#8242;s can be worthwhile.</p>
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		<title>By: Free Website Hosting</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16319</link>
		<dc:creator>Free Website Hosting</dc:creator>
		<pubDate>Mon, 03 Aug 2009 06:40:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16319</guid>
		<description>Non Mortgage debt is always the biggest drag on finances - primarily because it carries the highest interest rate. If it is not possible to pay that off completely, it is better to shift to mortgage debt, because that would come with a much lower rate of interest, and you end up saving money</description>
		<content:encoded><![CDATA[<p>Non Mortgage debt is always the biggest drag on finances &#8211; primarily because it carries the highest interest rate. If it is not possible to pay that off completely, it is better to shift to mortgage debt, because that would come with a much lower rate of interest, and you end up saving money</p>
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		<title>By: Carol</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16306</link>
		<dc:creator>Carol</dc:creator>
		<pubDate>Wed, 29 Jul 2009 21:53:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16306</guid>
		<description>The 30&#039;s creep up alright and just when you are comfortable, you&#039;re 45! 

All the bad habits of spending and not earning enough will stay with you too, if you don&#039;t get it under control - speaking from personal experience of course.</description>
		<content:encoded><![CDATA[<p>The 30&#8242;s creep up alright and just when you are comfortable, you&#8217;re 45! </p>
<p>All the bad habits of spending and not earning enough will stay with you too, if you don&#8217;t get it under control &#8211; speaking from personal experience of course.</p>
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		<title>By: vga cable</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16303</link>
		<dc:creator>vga cable</dc:creator>
		<pubDate>Wed, 29 Jul 2009 06:45:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16303</guid>
		<description>These really give you some food for thought….These really give you some food for thought….</description>
		<content:encoded><![CDATA[<p>These really give you some food for thought….These really give you some food for thought….</p>
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		<title>By: Savings Accounts Girl</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16302</link>
		<dc:creator>Savings Accounts Girl</dc:creator>
		<pubDate>Wed, 29 Jul 2009 00:26:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16302</guid>
		<description>I definitely think that when you live simply - you can save a lot more money. I&#039;m able to save $1000 every month just because of this concept.

I don&#039;t go shopping for things I don&#039;t need (i.e. no starbucks, eat only 1 and a half meals(small lunch, normal dinner), no crazy shopping splurges on clothes, makeup, and knicknacks, no tv, don&#039;t decorate anything, don&#039;t buy magazines, etc.)

You may think because I opt out of all these things I have nothing else to do - but because I don&#039;t buy these things, I am able to go traveling, bought my first brand new car this past weekend, have a lap top, do outdoor activities, go boating, etc - and all because of this very simple way of living.</description>
		<content:encoded><![CDATA[<p>I definitely think that when you live simply &#8211; you can save a lot more money. I&#8217;m able to save $1000 every month just because of this concept.</p>
<p>I don&#8217;t go shopping for things I don&#8217;t need (i.e. no starbucks, eat only 1 and a half meals(small lunch, normal dinner), no crazy shopping splurges on clothes, makeup, and knicknacks, no tv, don&#8217;t decorate anything, don&#8217;t buy magazines, etc.)</p>
<p>You may think because I opt out of all these things I have nothing else to do &#8211; but because I don&#8217;t buy these things, I am able to go traveling, bought my first brand new car this past weekend, have a lap top, do outdoor activities, go boating, etc &#8211; and all because of this very simple way of living.</p>
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	<item>
		<title>By: oneadvice</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16295</link>
		<dc:creator>oneadvice</dc:creator>
		<pubDate>Mon, 27 Jul 2009 14:56:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16295</guid>
		<description>These really give you some food for thought....
Amazing how those 30s creep up on you :)

You got any financial commandments for those in their 20s?</description>
		<content:encoded><![CDATA[<p>These really give you some food for thought&#8230;.<br />
Amazing how those 30s creep up on you <img src='http://www.howisavemoney.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>You got any financial commandments for those in their 20s?</p>
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		<title>By: Online College</title>
		<link>http://www.howisavemoney.net/save-money/10-financial-commandments-30s/#comment-16294</link>
		<dc:creator>Online College</dc:creator>
		<pubDate>Mon, 27 Jul 2009 14:32:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.howisavemoney.net/?p=2857#comment-16294</guid>
		<description>Good points, I would also add have an emergency fund that is different from your retirement or any other account.  You never know what may happen so have some money stashed away just in case.</description>
		<content:encoded><![CDATA[<p>Good points, I would also add have an emergency fund that is different from your retirement or any other account.  You never know what may happen so have some money stashed away just in case.</p>
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