Comments on: 10 ways to Save Money in 2008 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/ Tips and tricks to save money, manage credit and reduce debt Fri, 10 Feb 2012 17:53:29 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: invest money http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-15271 invest money Mon, 05 Jan 2009 16:51:40 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-15271 Interesting to see the difference between interest rate between my country (indonesia) and US. I can have 8% per year year. But I you save in my currency you will currency rate risk. If you are confident that the us will weaken, then you might want to try other saving account if you can. <abbr><em>invest money’s last blog post..<a href="http://ourhappymoney.com/forex-mini-account/forex-strategy/" rel="nofollow">Forex mini account</a></abbr></em> Interesting to see the difference between interest rate between my country (indonesia) and US. I can have 8% per year year. But I you save in my currency you will currency rate risk. If you are confident that the us will weaken, then you might want to try other saving account if you can.

invest money’s last blog post..Forex mini account

]]> By: LuLuGal http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13556 LuLuGal Wed, 26 Mar 2008 22:57:16 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13556 @ Anon: I have not had that problem yet so I just use my one card that I carry with me and that works well. @ Anon:
I have not had that problem yet so I just use my one card that I carry with me and that works well.

]]> By: Anon http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13552 Anon Wed, 26 Mar 2008 12:36:20 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13552 I understand the point of view about using a Debit card instead of cash. It helps reduce the amount of trips to the ATM, and therefore, the fees you pay to access your own money. But the problem I have with that is you become more exposed to CC/Identity theft. The more times/places you use your card (whether credit or debit), the higher your chances are for someone with bad intentions getting a hold of it. Yes, it's true that usually consumers have a $0 or $50 liability limit for unauthorized transactions. But the hassle of filing reports, canceling cards, checking credit reports, etc might not be worth it. I understand the point of view about using a Debit card instead of cash. It helps reduce the amount of trips to the ATM, and therefore, the fees you pay to access your own money. But the problem I have with that is you become more exposed to CC/Identity theft. The more times/places you use your card (whether credit or debit), the higher your chances are for someone with bad intentions getting a hold of it.

Yes, it’s true that usually consumers have a $0 or $50 liability limit for unauthorized transactions. But the hassle of filing reports, canceling cards, checking credit reports, etc might not be worth it.

]]> By: Mark @ TheLocoMono http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13551 Mark @ TheLocoMono Wed, 26 Mar 2008 02:10:54 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13551 It seems to me that once you get into the habit of living by your budget and checking your account balances, along with upcoming bills, it is easier to have a debit card because there is no need to go to the atm anymore. That's been my experience. I used to use my ATM card all the time in my 20s which gotten me into trouble but the last 3 years, I have only gone to an ATM maybe 10 times total. I think it is a mentality thing. Knowing you have the cash is one thing, knowing your financial plan is another. It seems to me that once you get into the habit of living by your budget and checking your account balances, along with upcoming bills, it is easier to have a debit card because there is no need to go to the atm anymore.

That’s been my experience. I used to use my ATM card all the time in my 20s which gotten me into trouble but the last 3 years, I have only gone to an ATM maybe 10 times total. I think it is a mentality thing.

Knowing you have the cash is one thing, knowing your financial plan is another.

]]> By: LuLuGal http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13532 LuLuGal Sun, 23 Mar 2008 16:48:17 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13532 @ Paulette: I don't even have ATM cards because I do not want the temptation of going to the machine. I don't carry cash so that makes it a lot easier for me. @ Paulette:
I don’t even have ATM cards because I do not want the temptation of going to the machine. I don’t carry cash so that makes it a lot easier for me.

]]> By: paulette http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13529 paulette Sun, 23 Mar 2008 01:50:17 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13529 I also wanted to add in saving, bank your finance to the least accessible to you. Avoid atm type of saving because you will still get it when you know you have money on it and even though you dont need it badly. I also wanted to add in saving, bank your finance to the least accessible to you. Avoid atm type of saving because you will still get it when you know you have money on it and even though you dont need it badly.

]]> By: Weekly Roundup: Going Home (Again) | My Dollar Plan http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13055 Weekly Roundup: Going Home (Again) | My Dollar Plan Sat, 12 Jan 2008 14:30:42 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13055 [...] How I Save Money has? 10 ways to save money in 2008. [...] [...] How I Save Money has? 10 ways to save money in 2008. [...]

]]> By: Meg http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13034 Meg Wed, 09 Jan 2008 00:37:54 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13034 And... done! http://hellwithfluorescentlights.blogspot.com/2008/01/ten-money-saving-new-year-resolutions.html And… done!

http://hellwithfluorescentlights.blogspot.com/2008/01/ten-money-saving-new-year-resolutions.html

]]> By: LuLuGal http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13027 LuLuGal Tue, 08 Jan 2008 15:27:36 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13027 Hey everyone thanks for commenting here. How about you guys sharing YOUR money saving tips with the readers here. We can do this in one of two ways: 1. Submit some tips in the comments or email me and I will put them out there as your ideas...OR 2. Write a post with your money saving tips and I will write a post highlighting all of your posts..like a mini carnival. Hey everyone thanks for commenting here. How about you guys sharing YOUR money saving tips with the readers here. We can do this in one of two ways:
1. Submit some tips in the comments or email me and I will put them out there as your ideas…OR
2. Write a post with your money saving tips and I will write a post highlighting all of your posts..like a mini carnival.

]]> By: just me http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13026 just me Tue, 08 Jan 2008 15:00:05 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13026 I like #8 about driving slow. It saves wear on the brakes too, which saves lots of $$$ in car repairs. I will never understand all the maniacs that mash the gas pedal just so they can slam on the brakes at the next light. I like #8 about driving slow. It saves wear on the brakes too, which saves lots of $$$ in car repairs. I will never understand all the maniacs that mash the gas pedal just so they can slam on the brakes at the next light.

]]> By: Fiscal Musings http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13024 Fiscal Musings Tue, 08 Jan 2008 03:45:25 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13024 We always need a good reminder to save money. And there are so many ways to do it that it's great to hear ideas from everyone. We always need a good reminder to save money. And there are so many ways to do it that it’s great to hear ideas from everyone.

]]> By: SingleGuyMoney http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13023 SingleGuyMoney Mon, 07 Jan 2008 23:26:51 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13023 I have a real bad habit of eating out alot for lunch. I agree with not ordering a soda with meals. Some places charge over $2 for a drink alone. I would rather drink all the free water I can and bank the $2. I have a real bad habit of eating out alot for lunch. I agree with not ordering a soda with meals. Some places charge over $2 for a drink alone. I would rather drink all the free water I can and bank the $2.

]]> By: Meg http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13022 Meg Mon, 07 Jan 2008 15:03:52 +0000 http://www.howisavemoney.net/save-money/10-ways-save-money-2008/#comment-13022 Great post. I did one similar for New Year's titled Ten Money Saving Resolutions. Not only are these tips great for your wallet, but they're also great for your health too. Cutting out costs for fast food is one money saving, and drinking more water instead of ordering a soda in a restaurant cuts down on calories. Great post. I did one similar for New Year’s titled Ten Money Saving Resolutions. Not only are these tips great for your wallet, but they’re also great for your health too. Cutting out costs for fast food is one money saving, and drinking more water instead of ordering a soda in a restaurant cuts down on calories.

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