Comments on: Save $1000 in 30 Days: My Take

By: Staci at NoIwasn't sleeping

Staci at NoIwasn't sleeping — Tue, 24 Feb 2009 19:19:26 +0000

Tip #9 is actually a terrible idea. If you wait until you need something to buy it, it might not be on sale. Buy stuff you use when it is on sale, then you aren't stuck paying full price when you are desparate. Tip#8 I love that you have your students cut your coupons for you. That's awesome. Tip #2 You really need to get a programmable thermostat that can be set to go down when you are sleeping, or at work. Huge money savings! Considering we are living off $2,200 every month, saving an additional $1000 would be quite an accomplishment. They must be new to this frugal living thing. Staci at NoIwasn't sleeping’s last blog post..2. Living Debt Free

By: archetypical

archetypical — Thu, 19 Feb 2009 22:57:05 +0000

I agree — I don’t think you even have to be frugal to so much as just watching your unnecessary expenses to accomplish everything on that list. No new info there.

By: Carnival of Money Stories No. 94

Carnival of Money Stories No. 94 — Tue, 27 Jan 2009 14:22:20 +0000

[...] Money presents Save $1000 in 30 Days: My Take posted at How I Save [...]

By: Shawn Knight

Shawn Knight — Wed, 21 Jan 2009 20:55:55 +0000

There are a few ideas here that I like, but as you said, if you are already frugal, there really isn't much you can cut back on. I have been turning my thermostat (heat) completely off at night, as I like to sleep with cool air and this helps to save money at the same time. Only thing is, its really cold when I wake up hah. I have actually had a lot of success with stuff on eBay. The key for me is to price the stuff low enough to attract attention and make it worth the buyer's time. I am with you, most of my friends don't get the big picture about saving either. You can only try to help them so much. I could probably cut some out of my cell phone bill, but I use it a lot and doing so would likely cost me even more money in overage fees. Shawn Knight’s last blog post..Two Year Anniversary

By: frugalscholar

frugalscholar — Thu, 15 Jan 2009 05:06:58 +0000

A very good point! Amy D of Tightwad Gazette fame said that it's misleading to talk about what you save. That is, it's better to spend, say, $1000 on restaurants than to say," I used to spend $5000 on restaurants and now I pay $2000 so I SAVED $3000." I looked at those tips too and had done most of them (at least the ones I wanted to). the same for a list of tips in the Wall Street Journal. frugalscholar’s last blog post..But that’s not frugal!

By: LuLuGal

LuLuGal — Tue, 13 Jan 2009 16:50:12 +0000

I had just been bringing left overs from the weekend cooking or a cheese sandwich and some fruit.

I never calculated the cost of bringing my lunch to work but since a 6 inch sub fills me up and a cheese sandwich and a banana fill me up just the same I am guessing about $2.79 for the meal.

I have recently started a meal plan that I think I will implement in February that will make better use of the food that I already have at home. I will not be calculating cost per meal or anything like that….I am just doing it so that I don’t eat so many cheese sandwiches for lunch.

By: LuLuGal

LuLuGal — Tue, 13 Jan 2009 16:04:47 +0000

I only have one friend right now who thinks about saving money. The rest of them are blissfully ignorant of where their money goes. I doubt if any of them know what a debt snowball is and they would not really care anyway.

I have declined nights out because they don’t fit into my budget…only to be told “Oh but you just got paid last week”. I guess they don’t understand that it does not matter if I got paid last week or this morning…the money just was not in my budget!!!!

By: LuLuGal

LuLuGal — Tue, 13 Jan 2009 16:01:21 +0000

I agree with you. The main thing is to build up the willpower and then you can really take charge of your finances.

By: Current accounts

Current accounts — Tue, 13 Jan 2009 09:57:39 +0000

I always get engaged with posts like this. Saving money requires very strong will power especially if you’ve never had a reason to before.

Tip #1: Pack lunches for the rest of the week – This is a must-do if you want to see a significant amount of savings weekly.

One good thing that your posts always brings is sincerity and realistic tips. Mon

By: nobrainerdeals

nobrainerdeals — Tue, 13 Jan 2009 02:59:57 +0000

I am very curious to see what you bring for lunch. What is the actual costs for your lunch? How do you plan it out? Do you buy a week in advance? I have always debated bringing my lunch but there are so many places that are so affordable like Trader Joes, they have a $2.99 salad. Maybe your next post could be something about this.

By: LuLuGal

LuLuGal — Tue, 13 Jan 2009 01:47:53 +0000

It is good that you have Spartan Wednesday. I just hope that you do not negate the effects by overspending a few days later.

By: MoneyMateKate

MoneyMateKate — Tue, 13 Jan 2009 01:06:37 +0000

Tip #4 about involving your friends is terrible! It's one thing to b*tch about the state of your IRA and 401K, but people will at best think you're boring and at worst think you're weirdly obsessive if you go on about double coupon week at the supermarket and cutting dryer sheets in half. MoneyMateKate’s last blog post..What would you NOT buy at a dollar store?

By: Norm

Norm — Mon, 12 Jan 2009 23:03:53 +0000

I do most of this already. I have recently added what I call 'Spartan Wednesdays' which is where I spend 0 dollars for the day, I even go so far as packing the cheapest lunch possible for work. A bologna sandwich. Norm’s last blog post..My immediate plan for additional income

By: LuLuGal

LuLuGal — Mon, 12 Jan 2009 22:16:34 +0000

Well Maria,
I am glad that you were able to newly implement the tips above and save money…but for those of us already using them we saw no savings.

By: LuLuGal

LuLuGal — Mon, 12 Jan 2009 22:14:46 +0000

Washing paper towels is right up there for me with washing straws…gross to the max.

I have my limits too……………I am gagging just thinking about the paper towel thing.

By: LuLuGal

LuLuGal — Mon, 12 Jan 2009 22:12:17 +0000

I don’t think there are any more new ways to save money out there for people like us. I think all we can do is extend the ways we already save….like if you bring your lunch to work, then use the office ketchup instead of your own or something like that.

By: Maria

Maria — Mon, 12 Jan 2009 20:22:32 +0000

Tip #6: Use gas prices to become your own hedge fund So I was looking into this and saw petrofix.com. I did this instead because "trading" was making me a little nervous. I am happy so far and half way to $1000 saved using all of his tips!

By: Sarcasta-Mom

Sarcasta-Mom — Mon, 12 Jan 2009 19:55:35 +0000

It's really hard to find articles on how to save money when you've already been cutting back for so long. I"m in the same boat as you with packing lunches, having non-spending days, etc. What I want is a savings guide for people who are already frugal. Give me some serious tips! Sarcasta-Mom’s last blog post..The Progress

By: Miss M

Miss M — Mon, 12 Jan 2009 19:09:03 +0000

I agree, if you're already frugal tips like this are meaningless. Even before I became frugal I always brought my lunch, eating out is expensive! The problem with money saving tips for the already frugal is they tend to be extreme. I'm not splitting my two ply toilet paper into single ply or washing paper towels to reuse, I have my limits. Miss M’s last blog post..Creating a Financial Inventory