Comments on: Saving Money Snowflakes http://www.howisavemoney.net/save-money/saving-money-snowflakes/ Tips and tricks to save money, manage credit and reduce debt Wed, 28 Jul 2010 22:20:54 -0500 http://wordpress.org/?v=2.9.1 hourly 1 By: money blog http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-17435 money blog Sat, 27 Feb 2010 14:35:53 +0000 http://www.HowISaveMoney.net/?p=1262#comment-17435 Is "snowflake" or "snowflaking" a term that's used in the personal finance world? I actually have never heard of it. Is “snowflake” or “snowflaking” a term that’s used in the personal finance world? I actually have never heard of it.

]]> By: Ralph http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-14154 Ralph Sun, 25 May 2008 05:49:46 +0000 http://www.HowISaveMoney.net/?p=1262#comment-14154 The other nice benefit of snowflaking is that it keeps you more in tune with where you stand and potentially makes you more likely to not let the debt payments tail off over time. The other nice benefit of snowflaking is that it keeps you more in tune with where you stand and potentially makes you more likely to not let the debt payments tail off over time.

]]> By: LuLuGal http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-14145 LuLuGal Thu, 22 May 2008 11:48:26 +0000 http://www.HowISaveMoney.net/?p=1262#comment-14145 Hey guys!!! I like the snowflaking because it is easier to send the extra when I have it and because I use ING it does not cost me anything. :-) I don't get the satisfaction of seeing a huge chunk taken out of the debt all at once but it is slowly going down and slowly but surely wins the race right? Hey guys!!!

I like the snowflaking because it is easier to send the extra when I have it and because I use ING it does not cost me anything. :-)

I don’t get the satisfaction of seeing a huge chunk taken out of the debt all at once but it is slowly going down and slowly but surely wins the race right?

]]> By: Mark @ TheLocoMono http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-14142 Mark @ TheLocoMono Thu, 22 May 2008 02:34:10 +0000 http://www.HowISaveMoney.net/?p=1262#comment-14142 Ditto on the ad management. :) Seriously, that's a great start. But I am starting to see the snowflake concept because the more snowflakes you make, the easier you can make a snowball with to throw at your debt and smash it for good. It is certainly a lot easier than one big snowflake. Ditto on the ad management. :)

Seriously, that’s a great start. But I am starting to see the snowflake concept because the more snowflakes you make, the easier you can make a snowball with to throw at your debt and smash it for good. It is certainly a lot easier than one big snowflake.

]]> By: Dividends4Life http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-14141 Dividends4Life Wed, 21 May 2008 23:07:36 +0000 http://www.HowISaveMoney.net/?p=1262#comment-14141 $77 from a sponsor. I need to hire you to manage my ads! :) Best Wishes, D4L $77 from a sponsor. I need to hire you to manage my ads! :)

Best Wishes,
D4L

]]> By: Shirley http://www.howisavemoney.net/save-money/saving-money-snowflakes/#comment-14139 Shirley Wed, 21 May 2008 14:03:25 +0000 http://www.HowISaveMoney.net/?p=1262#comment-14139 Would you like to eliminate that credit card interest? Apply for a new card that will let you do a FREE balance transfer that has no interest for 12 to 18 months. Then make arrangements through your bank to have them make the payments 2 to 3 days ahead of the due date. Try to pay double the amount every month. You can also use a new credit card to earn money if they give a cash back reward. Just take the amount of money you would normaly pay for something and put in your bank then when the payment is due pay it all in full. Never pay an interest if you can help it or get around it. Most CC companies will work with you and reduce the interest, You just have to ask. Sometimes all it takes is a call telling them you are thinking of doing a balance transfer to another CC with no interest or a lower interest and they will do almost anything to keep you as a customer. Would you like to eliminate that credit card interest?
Apply for a new card that will let you do a FREE balance transfer that has no interest for 12 to 18 months. Then make arrangements through your bank to have them make the payments 2 to 3 days ahead of the due date. Try to pay double the amount every month. You can also use a new credit card to earn money if they give a cash back reward. Just take the amount of money you would normaly pay for something and put in your bank then when the payment is due pay it all in full. Never pay an interest if you can help it or get around it. Most CC companies will work with you and reduce the interest, You just have to ask. Sometimes all it takes is a call telling them you are thinking of doing a balance transfer to another CC with no interest or a lower interest and they will do almost anything to keep you as a customer.

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