Update on the New Year’s resolutions
I have just decided on this last day of the month to take a look at my goals for the new year.
I have managed to stick to my budgets and not fudged my numbers so I feel much better about my finances.
I have not kept up my end of the bargain when it came to exercising. As usual I always start off well and then slack off at the end of the week. I also ended up eating too much cake so of course I put on some weight.
I have managed to work on the negativity in my life and I do not spend as much time dwelling on what could have been as I used to.
I set up the automatic savings online so I have been saving more although it is not as much as I would like to. The good thing about this is that I have gotten myself into the habit of saving automatically so when I do get a better income and pay off more debt I can simply increase the amount that gets transferred from my checking account into the savings accounts.
I only used my credit card one time for the month. This was so that I could buy my contacts because I did not have the cash readily available to get the contacts at the time I needed them. This is a big improvement because usually I use my credit cards more than that during the month. One time was such a big achievement for me and I am really proud of myself.
I have used cash and my paypal card a lot more this month so that gave me some good rewards.
And the most important part of my resolutions was that I have been praying more. I have started to go back to church and I feel really good when service is done. I have been able to remain calmer and not fret about situations that I do not have any control over.
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Wow. Sounds like you’re doing pretty good on those resolutions. If you had to choose one thing to focus on in February, what would it be?
I would focus on not racking up any more credit card debt because that is the one I am having the most problems with….now that I have started praying more everything else is falling into place.
Way to stay on target and re-evaluate. I think a lot of us neglect to do that.