10 Ways to Save Money in Business (Guest Post)

Posted by LuLuGal | August 22, 2011 .

Simple changes to help you save money in crucial start-up stages of your business.

It is common to slowly slip into debt during the start-up stages of a small business, do you want to become another statistic? There are plenty of books and articles showing you how to save money in every aspect of your life but when focusing on saving money in starting your business you may have to get a bit creative. These tips on saving money in the start up stages of your business can be crucial to your business’s success.

Creative Commuting (Guest Post)

Posted by LuLuGal | April 13, 2011 .

Whether they are high or low, gas prices are going to get you. Cars in general can be just a complete money pit. Yet because of the society we live in, everyone is almost forced to purchase one of these dollar bill vacuums. There seems that there is always work to be done whether it is an oil change or a new battery, the more you drive your car, the more you will have to fork out for various services. However, there are some things you can do to avoid putting miles on your ride, and keeping more cash in your pocket. This begins with time management many of you drive your cars to work or to a store for the convenience. Yet if you were to give yourself a few extra minutes, you could open a can of other commuting possibilities. Public transportation has been around forever, and there is a reason for the title it’s open to all of the public. Taking a bus or train to your desired location may not be the most direct route you can take, but it is cheaper.

Tips for Solving the Store or Sell Dilemma (Guest Post)

Posted by LuLuGal | April 11, 2011 .

Working for a self-storage company means that I constantly have the opportunity to meet people who are relocating and hear their stories. Given our economy, a great deal of my customers are most interested in trimming down moving costs and deciding whether to store or sell items before and after the move. This can have a significant impact on expenses because storing and moving items vary in cost depending on multiple factors.

Replacement Cost

How to Get Out of Credit Card Debt Quickly and Easily? – Helpful Tips (Guest Post)

Posted by LuLuGal | April 4, 2011 .

Getting out of debt is a concern for a large percentage of people. Whether you’re looking to make a large purchase like a home, apply for a loan, or simply want a clean slate there is help available. Debt settlement does not have to be an uphill battle you fight alone.

Credit card debt is the most common type, and can really ruin your financial outlook with high interest rates and penalties. The steps to complete credit card debt relief involve knowing exactly where you stand with each creditor, negotiating a settlement, and arranging a payment plan. Some may choose to hire a lawyer, especially if they feel the debt amount is invalid, but a debt settlement attorney can be costly and even counter productive. In truth, credit card debt settlement doesn’t have to, and shouldn’t be expensive.

Cheap and Easy Homemade Spring Cleaning Products (Guest Post)

Posted by LuLuGal | March 21, 2011 .

‘Tis the season to clean out all the junk that has been piling up over the past year.

Many of the most common cleaners contain bleach, formaldehyde, and lye which are known to cause nausea, vomiting, inflammation of the skin. Some may even cause a burning sensation in the eyes and throat.

In case you’re on a strict budget and you can’t afford to shell out the extra money for effective cleaning products, here are a few homemade solutions you could whip up in your very own kitchen. (Not only are they cheap, they are also good for the environment too).

The Most Valuable Piece of Paper That is Not Money (Guest Post)

Posted by LuLuGal | March 7, 2011 .

Saving money takes effort. When you are in a store and you notice there is a sale is going on, that’s a coincidence. But when you go to a specific store over another because you know there is a sale going on that’s a smart decision. While there are always people complaining about how much things cost, there are only a few that are willing to do anything about it. Those who are being smart with their cash are rarely the ones whining. This is because these individuals have the right attitude. They challenge themselves to find the best deals out there. They have done their research scanning through all of the stores in their neighborhood, discovering who has what at the lowest price. This mentality and determination becomes extremely valuable when you’re going out to buy food.

Relocating On a Budget (Guest Post)

Posted by LuLuGal | February 8, 2011 .

img from tommysmoving.com

If you’ve ever moved then you are already aware of how expensive it can be to relocate, especially to another city. Many people are hesitant to move, because there are many costs that catch you by surprise. For anyone on a budget you should be prepared for the
unexpected costs by having a budget that compensates for surprises.

Here are a few tips that can make moving easier on your budget. All you need is careful planning and research.

How Store-affiliated Credit Cards can Bring Cheer to Your Holidays(Guest Post)

Posted by LuLuGal | December 13, 2010 .

As holiday preparations begin to ramp up, so to do people’s costs. Consumers spend a great deal of money during the holiday season on things like presents for loved ones, friends and coworkers as well as decorations, travel and food. Most people simply use their normal credit cards to fund these expenses. However, strategic shoppers are aware of the holiday magic that store-affiliated credit cards can provide. Many people assume that store credit cards provide no real benefit. After all, aren’t they only worthwhile when used at certain chains? While it is, in fact, true that store cards are tied to particular retail establishments, they also provide certain unique, consumer-friendly advantages, which become particularly apparent during the holidays. Specifically, use of a store card can help you both effectively lower the cost of your spending and rebuild your credit history this holiday season.