Welcome to my daily tracking of income and expenses for the month.

Income for the month to date: $395.58

Expenses for the month to date: $2699.12

Net effect: -$2303.54

It looks really bad because I have not gotten paid as yet but luckily I did not have to dip into the savings to cover the monthly expenses.

I will be starting the next month on a positive flow because we will get paid then so things will look a lot nicer on the first few days.

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I am a lender on Prosper and I kept hearing about Lending Club so I decided to try that out too.

Lender Sign up is Easy

It was easy enough to join as a lender until I saw what they did to verify the account. Normally, when you have to verify an account online the place you are trying to verify sends a small deposit to your account.

Not Lending Club!!!

They actually withdrew a small amount from my account.

What?

This amount was then kept in my balance as part of the funds I would have available to lend in the future.

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What’s in your wallet right now? I am not asking just to be nosy and find out what you are lugging around.

I want to know if YOU know what is in your wallet right now.

Without looking.

And without guessing, hemming and hawing and changing your mind three or four times.

I can tell you exactly what is my wallet now (and the next day, and the day after that).

What is In My Wallet

In my wallet I have my Chase credit card. This is the only credit card that I carry around because it has the cash back that I a m trying to build up so I can cash in.

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A friend of mine was recently looking at starting an online business. He asked me about what type of software I could recommend for his online business in terms of shopping cart software or general ecommerce software.

Now I am not really familiar with these things but I guess he reads this blog and thinks that I know a lot. I recommended Ashop Commerce because it is one of the leading providers of shopping cart software.

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Welcome to my daily tracking of income and expenses for the month.

Income for the month to date: $263.78

Expenses for the month to date: $2523.12

Net effect: -$2259.34

Wow it sure looks bad when you do not get paid for the month because you got paid twice the month before.

Cash Inflows

So far income for the month consists of:

• Interest on accounts
• Found money
• Posts
• Reviews
• Referrals

Cash Outflows

Expenses for the month include:

• Utilities
• Rent
• Food
• Gas

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I have been tagged by Jagular to do these Seven Random/Weird things and here are the rules:

Rules

1. Link to the person’s blog who tagged you.
2. Post these rules on your blog.
3. List seven random and/or weird facts about yourself.
4. Tag seven random people at the end of your post and include links to their blogs.
5. Let each person know that they have been tagged by posting on comment on their blog.

Here is my list:

1. I eat grapefruit with salt. I know most people eat it with sugar or just straight up….but I need salt.

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Routines

Today it is now twelve days after I had the LASIK surgery. Today I have to go back to Dr. Boothe’s office for a follow up exam. I still have not washed my entire face, instead I have been using moistened cotton pads to clean around my eye area.

I have been faithfully using my artificial tears every 30 minutes like the doctor said because my eyes do feel dry sometimes. I am not sure if this is because my eyes are really that dry or if it is because I am experiencing the “lip balm effect“. The lip balm effect is where yo become so accustomed to the extra moisture provided by using a lip balm that you feel that your lips are parched when you do not use the lip balm.

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I have been writing about my experiences with LASIK over a number of days now. Mapgirl had her experience with LASIK and she referenced my experiences because they were slightly different.

Well that and I kept hounding her blog ever since I found out she was having the surgery.

I hope that she continues to chronicle the journey to great eyesight so that we can compare notes and be a source of information and inspiration for all the other personal finance bloggers out there who want to know about the surgery but are afraid to get it done.

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