Tracking My Finances In 2009: July 1

Posted by LuLuGal | July 1, 2009.

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Tracking My Finances In 2009: 26 June

Posted by LuLuGal | June 27, 2009.

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Save Money On Electricity: Use Fans!

Posted by LuLuGal | June 22, 2009.

Now that we are getting the super heat in Texas most people are turning on the air conditioners full blast. I am off work now (perks of being a teacher!!!!) and since I have been home I noticed that the air conditioners in my building are going all day long….even though I see the other residents leaving in the morning for work.

Now I know that some of these people have children but others do not. So why are they leaving the air conditioning running all day?

Tracking My Finances In 2009: 19 May

Posted by LuLuGal | June 19, 2009.

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

How I Save Money At CVS: 14 June 09

Posted by LuLuGal | June 17, 2009.

Today I paid $0.00 out of pocket for $6.99 worth of items. I decided to try out this new Purex detergent sheet that combines detergent, anti static  and fabric softener in one easy to use sheet.

There are 20 sheets in the package but since I basically got it for free I am not too worried about the cost per sheet.

I also used up the total balance on the gift card by helping with someone else’s purchases.

Transaction 1

Item: Purex

Price: $6.99

CVS Extra Care Bucks earned: $2.00

Total coupons used: $3ECB + $2 MFR

Carnival Of Twenty Something Finances: Numbers Edition

Posted by LuLuGal | June 15, 2009.

Welcome to the June 15, 2009 edition of twenty something finances. This edition focuses on submissions with numbers in the titles so please read and enjoy.

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The Dough Roller presents 0% APR Balance Transfer for 12 Months posted at The Dough Roller, saying, “While balance transfer offers are fast disappearing, here is on of the last reamining 12-month 0% APR balance transfer deals left.”

PFCreditCards presents Zero Balance Transfer Credit Card Offers posted at PF Credit Cards, saying, “0% balance transfer credit cards are a great way to free interest and excel your way back to become debt free. Here are two options you should consider.”

Tracking my Finances in 2009: 11 June

Posted by LuLuGal | June 12, 2009.

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Dinero Saves Dinero: Coupons

Posted by LuLuGal | June 10, 2009.

 

Meow!

Hi everyone, this is Dinero and I am telling you about another way that I help Lulu save money. 

I know that Lulu loves to cut coupons (silly human, being entertained by a piece of paper. She loves using Fresh Step kitty litter in my box because she does not want the place to stink. Who does????

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