Just Pulled A Credit Report
I just pulled one of my credit reports from the ONLY site that is totally FREE. To get your free credit report directly from the three agencies you need to go annualcreditreport.com to log in.
Once you have filled in the necessary identifying information on the first page you will be able to request a credit report from
- Experian
- Equifax
- Transunion.
You can request all three at the same time or you can do what I do, which is request one from each bureau every four months so that you spread out the reports over a full year.
Get $50 Bonus From ING When You Open An IRA In 2012
If you have not already opened an Individual Retirement Account or IRA you now have a chance to get an extra $50 by simply opening a new account with ING.
All you have to do is go to retiremyway.com/50 and open your new account with $500 before 31 January 2012. Once your account is open and funded then you will receive the bonus by 16 February 2012. Of course this bonus will be reported as income for the year and will be listed on your tax documents but the benefit will far outweigh the cost in my opinion.
Documents You Need To Do Your 2012 Taxes
It is tax time once again and while some people view this time with trepidation, I am one of those who actually look forward to doing my taxes.
I do not get excited about my taxes because of a possible refund. In fact if I do get a refund it is really very small, meaning that the government did NOT get to hold on to my cash for a whole year.
Tracking My Finances In 2012: January Week 3
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Happy Martin Luther King Day 2012
I just wanted to wish everyone a happy holiday today. As you celebrate Martin Luther King day today please remember to take some time to think about what today really means.
Dr. King fought for equality and fair treatment and went through a lot to get his point across.
His supporters were beaten and jailed so that people could enjoy the same rights and freedoms as everyone else. So I challenge you today to do something nice for someone today while you are celebrating!!!!
Tracking My Finances In 2012: January Week 2
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
I Am Really Ready To File My Taxes
Well I would like to file but I am still waiting on my statements. I know it is a bit early but last year at this time I had most of my statements, yet this year I do not have anything yet.
I hope it is not a case of more places deciding to have you log in to the system and print off your own statements because that is just annoying to me. I have no idea what my tax situation will be this year with the job loss but maybe with having a much lower income I will get a refund this year.
Finally Made A Foray Into Redbox
I have been seeing people talking about Redbox for a long time but never paid much attention to it since I always got movies from a friend. I also used Netflix for a little while but did not really watch that many movies.
I got rid of my cable a long time ago and have just been using Hulu to watch shows or I would also get them from various sites. I decided that I really wanted to see a few movies over the weekend so I decided to try out Redbox since there was one in the store where I was doing my grocery shopping.
