Category: Save Money

I’m trying to have more No Buy days this month. Many people confuse the terms but they are not the same. Some people also think that having a No Buy day makes you likely to overspend on other...

Welcome to Money Mondays!   This is where I track my cash inflows and outflows for the week. I will not post the following two items for personal reasons: -salary -rent information...

Welcome to Money Mondays! In this weekly blog post, I’ll be tracking my cash inflows and outflows for the week, excluding my salary and rent information for personal reasons. Let’s take...

There is a saying: the only certainties in life are death and taxes. While filing taxes may not be the most glamorous or exciting task on your to-do list, it’s an important responsibility....

 Here are some tips to help you achieve your savings goals: (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.) 1. Create a...

I stopped using all my savings accounts to simplify my financial life. In the past I mentioned simplifying my financial life. This included things like setting up different savings accounts for...

I’d like a $1,000 buffer in my checking account moving forward. I’ve typically always kept a buffer so I do not have to worry about overdraft issues. I also keep a spreadsheet of daily...

Welcome to Money Mondays!   This is where I track my cash inflows and outflows for the week. I will not post the following two items for personal reasons: -salary -rent information...

Vantage Score is changing the way they calculate credit scores. Starting from July 2022, individuals who have medical debts that were fully paid would no longer see those items on their credit...

This 2022 budget recap takes a quick look at my spending in 2022. I like to take a look back to see what my spending in various categories was. This helps with shifting the budget focus for upcoming...

I will be changing my budget set up for 2023. This new budget will take care of a few things like better automation, better tracking, and goal alignment. (If you are not reading this post at...

Black Friday shopping is once again upon us. The deals! The savings! The gadgets! While we all want to cash in on the latest item, remember you can still save money. Activate your Rakuten to get...