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Vantage Score is changing the way they calculate credit scores. Starting from July 2022, individuals who have medical debts that were fully paid would no longer see those items on their credit...

This 2022 budget recap takes a quick look at my spending in 2022. I like to take a look back to see what my spending in various categories was. This helps with shifting the budget focus for upcoming...

I will be changing my budget set up for 2023. This new budget will take care of a few things like better automation, better tracking, and goal alignment. (If you are not reading this post at...

Black Friday shopping is once again upon us. The deals! The savings! The gadgets! While we all want to cash in on the latest item, remember you can still save money. Activate your Rakuten to get...

Welcome to Money Mondays!   This is where I track my cash inflows and outflows for the week. I will not post the following two items for personal reasons: -salary -rent information...

The time to buy I Bonds before the rate changes is quickly approaching. The current rate for I Bonds is 9.62% which is currently above inflation. What are I Bonds and why should you be buying them?...

I just paid a stupid tax of $100. Stupid tax is when you pay a cost that you could have easily avoided. (If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have...