Tag: credit

Best Debt Consolidation Information and Advice (Guest Post)

If you are researching your options for debt relief today, you are not alone. So many people are faced with financial struggles brought on by a high debt level. This is often coupled with a tight budget and inadequate savings that forces them to live paycheck to paycheck. Such a situation can leave you in a perilous situation...

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Credit Counseling vs. Debt Consolidation (Guest Post)

If you’re struggling with multiple debt accounts at the same time, figuring out a way to combine your payments into one can be a lifesaver. You could find yourself saving money on interest and putting more money towards paying down the debt. Both debt consolidation and credit counseling offer similar services that could...

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How Credit Repair Software Works (Guest Post)

Repairing credit can be an involved process for those who don’t know how the credit reporting bureaus work. You can automate many repair and dispute tasks with credit repair software. Enterprise-level credit repair programs work differently from software meant for regular consumers. The main point is to remove as many manual...

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Figuring Out the Best Debt Relief Option (Guest Post)

When you’re looking at al the debt relief options available, you can easily become overwhelmed trying to decide which is the best for you. There’s credit counseling, debt consolidation, debt settlement, and of course, you can pay your debt off on your own. You can call up a few companies and interview them about the solutions...

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I Pulled My Credit Report…Oops

It is usually a good thing in the personal finance world when you pull your credit report so why am I mad that I pulled mine this time? Well I was not thinking clearly when I went to annualcreditreport.com and pulled TWO reports on the same date. I am now left with only one report that I can pull for the rest of the year and...

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Tracking My Finances In 2011: April Week 2

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month. This does not mean that I am adding to my debt, it just...

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Can You Live Without Debt Or Credit?

I saw this post over at My Money Tree blog and it got me thinking. Yes I can definitely live without debt or credit….but I don’t want to. Now that I am free of credit card debt I actually take joy in putting my purchases on my credit card, knowing that I earn 1%-3% interest on every purchase. The writer says that...

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How I Pay My Bills

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