Hey folks!

I am back up now after the surgery. I had the surgery on tuesday but I was REALLY out of it. I am in a LOT of pain now (even with the painkillers they gave me) but at least I have stopped throwing up.

The surgery went well and I have a follow up exam on Monday. I have been really tired and weak so this is about all the posting for now.

Thank you to EVERYONE who helped…you all know what you did.

Thanks for the prayers, well wishes and other help.

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I found this story about a Widow who finds her Credit tied up in her husband’s name after he died. This is a very unfortunate circumstance for her but it just goes to teach us the importance of having your own, separate credit history when you get married.

I have already decided that when I get married my husband and I will keep separate accounts. This is not so that we can hide money from each other, but rather to protect against one of us losing access to credit history if something happens to the other one.

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Do you know what hurts your credit score? We all read about the obvious ones like Closing off old Credit Cards and Opening New Lines of Credit.

Did you know that opening a new line of credit can affect your credit in a negative way for up to ONE YEAR after you open it?

According to an article on MSN Money here is a partial list of Weird Stuff that Hurts your Credit Score.

Opening New Lines of Credit

Making Balance Transfers

Using Limitless Cards

Library fines and other fees

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Here are 5 tips I use at home to save money on my electricity bill.

1. Use Heavy Drapes

2. Get Weather Stripping

3. Use Fans

4. Set the thermostat at 70 degrees

5. Close vents in unused rooms

These are very simple ways to save money that really add up in the long run.

Use Heavy Drapes

I got these fabulous black denim drapes from WalMart that I use for all my windows. The black goes with everything so I do not really need to worry about matching my decor.

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Well folks the big surgery is today. I have to be at the surgery center at six in the morning and I am scheduled for a 7:30 am surgery.

I will be spending the day in bed….hungry, since I am not allowed to eat. Posting will continue as usual so keep checking the blog. I will write about the experience as soon as I can.

Big HUGS to everyone who has prayed, sent well wishes or helped in any other way. You guys and gals are the greatest and Save Money LUVS you all.

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Welcome to Meet the Blogger Mondays. Last Monday we featured *Dollar Frugal* and today’s post features *SFGal* from *Her Every Cent Counts*.

You can see the questions highlighted below and then the responses taken directly from *SFGal* .

Why did you start blogging?

I started blogging a long time ago because I had a lot to say and my friends could only put up with listening to me for a limited amount of time.

How long have you been blogging?

Since 2000, so about 8 years now.

Are you a part time blogger or full time blogger?

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Welcome to the February 18, 2008 edition of credit report stories.

I am sorry the carnival is late but there was an error with the host.

Rob Moshe presents Live Your Best Life By Serving Others posted at Rob Schaumer, saying, “This is not necessarily a fitting post for your carnival. Once the project starts, each day I will recognize a fellow blogger that “Helped”"

credit card

DotLobby presents What is a Recession? 4 Signs and Symptoms posted at DotMakeMoney, saying, “Of course, you probably could have looked that up yourself, so let’s look at the subject in a more “How does this affect me?” way…”

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On a side note, away from all the surgery talk, How I Save Money is listed on ProBlogger’s EntreCard widget…so PLEASE head over there and check out my newly designed EntreCard widget.

I hope to get a lot of traffic from ProBlogger’s site so I can see if this EntreCard was really worth it.

Popularity: 23% [?]

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