Happy Halloween 08!
Welcome To How I Save Money!
Just wanted to say Happy Halloween to everyone and remember to save some money when you can.
It is Halloween Time Again
It is Halloween time again and my coworkers were asking me what kinds of halloween costumes I had in mind for tomorrow. Apparently we were supposed to dress up (and WHERE is the memo?) for Halloween so that our students can have something to look forward to.
Um really?
I have never ‘dressed up’ for Halloween before. The closest I came to was putting on a Santa Claus hat and wearing a red sweatsuit for a party. I was ’sexy Santa’. I had no idea we were supposed to be wearing costumes and it really is too late now for me to go scrounge anything up that would make sense.
Zero!
I am proud to say that I FINALLY have my budget set to zero. I set up my Google documents budget to take account of all my expenses and then subtracted that from my salary.
At first I put in the minimum on every account to see what the difference would be. I ended up having some money left over if I put down the minimum on each account so I put in some estimated figures for things like:
- Food
- Gas
- Electricity
based on the amounts I have spent over the last few months.
Tracking My Finances in October: Day 27
Welcome to How I Save Money and tracking of income and expenses for the month.
Income for the month to date: $302.42
Expenses for the month to date: $2557.86
Net effect: -$2255.44
We get paid on Friday so I am eagerly looking forward to this date. So far I am just barely under the budget this month and I have no idea what happened.
I guess I made some extra payments and spent all of the fun money so I am quite close to zero.
How I Save Money At CVS: October 26
Welcome to How I Save Money. I am on a quest to see how much stuff I can get from CVS without spending any extra money out of my pocket. Today I got a $5 off $30 coupon so I put everything into one transaction to get the discount.
The total bill came to $34.96 but it was FREE to me after a combination of coupons, ECBs and the gift card.
Transaction 1
Item: Soy Joy bars (4 for $4)
Price: $4.00
CVS Extra Care Bucks earned: $4.00 (making this FREE)
Revising My Budget
I keep my budget in a spreadsheet that is stored on Google Docs so that I have easy access to it when I am online.
Every day I enter my receipts for the day so that I can keep track of where my money goes. I generally don’t use cash (well there is the RARE occasion when something happens at work….or I find money on the street) so I always have a receipt from a credit card that I can enter on my spreadsheet.
How I Save Money At CVS: October 21
Welcome to How I Save Money. I am on a quest to see how much stuff I can get from CVS without spending any extra money out of my pocket. This time I was determined to get all the items I missed the last time because I I was about three blocks away from CVS.
I got a good amount of stuff for only $0.17!!!!
Transaction 1
Item:Two packs of toothbrushes
Price: $7.98
CVS Extra Care Bucks earned: $7.98 (this was FREE)
Coupon used: $7 ECB
Item:Listerine Whitening pen
Carnival Of Credit Report Stories October 27
Welcome to the October 27, 2008 edition of credit report stories.
KCLau presents The Malaysian Insurance Planning Guide by Meshio.com [REVIEW] posted at KCLau’s Money Tips, saying, “A review about an ebook on insurance planning. The book is specially written to guide Malaysians on their next insurance purchase.”
imarketing4s presents What Exactly Is Personal Debt Consolidation? posted at Free Debt Consolidation: Qualified Financial Management.
KCLau presents Are you part of the NEET Generation? posted at KCLau’s Money Tips, saying, “About NEET (Not in Education, Employment or Learning), the NEET generation and why there is NEET.”
