Send Money Online With Credit Cards Through Moneygram

Posted by LuLuGal | February 6, 2012 .

I have been using MoneyGram to send money every now and then to family members who are outside of the country. I liked the program because once you register online you can receive a discount on the fee every time you send money.

I had not sent money in a little while but last week I needed to send some money in a hurry. I would have had to transfer the money from my ING savings account into a local account and then withdraw it to take cash to MoneyGram. This would take me a few days and my relative was really in a hurry so I wondered if I could do it online instead.

Sign Up For 5% Cash Back On Discover Card Purchases In January 2012

Posted by LuLuGal | December 19, 2011 .

It is time to sign up again for those bonus categories from your Discover card. Every three months you can sign up for a new set of categories and earn an additional set of cash back on the things that you already purchase on a daily basis. So why not sign up and get some extra cash back just for shopping!!!

If you have a Discover card, you can get 5% cash back on the following categories:

-Gas

-Museums

-Movies

Discover Brings Back Secure Online Account Numbers!

Posted by LuLuGal | October 24, 2011 .

Discover card has announced that they are bringing back the secure online account numbers and if I could do a backflip I would  do one right now. For those who not know, the secure account number is a number generated by Discover that you can use for one merchant when you shop online.

This account number is secure because it is not your real number on your physical card but it is a temporary number that allows you to make a one time purchase.

Earn 2% Cash Back On All Discover Purchases During Your Birth Month

Posted by LuLuGal | June 22, 2011 .

Discover just sent me an email detailing the birth month promotion that they are running. I am not sure how long this has been going on but it is the first time I am seeing it so I signed up immediately. They will be offering 2% on all purchases up to $500 during the month of your birth…which is not a bad deal.

I already use Discover for most purchases and had planned on using it for gas since this is the extra cash back month for gas as well. I will just have to make a better effort to use the Discover card during my birth month to get all the rewards that I possibly can.

Sign Up For 5% Cash Back From Discover

Posted by LuLuGal | June 13, 2011 .

Remember to log in to your Discover card account to sign up for the extra 5% cash back. From July through September you can earn 5% on purchases on the following categories:

-Gas

-Hotels

-Movies

-Theme parks

All other purchases earn the normal rate so this is a great chance to earn some more cash back for the things you would normally purchase. Remember that you can only earn up to $300 back on your purchases but with the price of gas so high that should not be a problem.

How to Get Out of Credit Card Debt Quickly and Easily? – Helpful Tips (Guest Post)

Posted by LuLuGal | April 4, 2011 .

Getting out of debt is a concern for a large percentage of people. Whether you’re looking to make a large purchase like a home, apply for a loan, or simply want a clean slate there is help available. Debt settlement does not have to be an uphill battle you fight alone.

Credit card debt is the most common type, and can really ruin your financial outlook with high interest rates and penalties. The steps to complete credit card debt relief involve knowing exactly where you stand with each creditor, negotiating a settlement, and arranging a payment plan. Some may choose to hire a lawyer, especially if they feel the debt amount is invalid, but a debt settlement attorney can be costly and even counter productive. In truth, credit card debt settlement doesn’t have to, and shouldn’t be expensive.

Can You Live Without Debt Or Credit?

Posted by LuLuGal | November 11, 2010 .

I saw this post over at My Money Tree blog and it got me thinking. Yes I can definitely live without debt or credit….but I don’t want to. Now that I am free of credit card debt I actually take joy in putting my purchases on my credit card, knowing that I earn 1%-3% interest on every purchase.

The writer says that people who purchase with credit cards are generally sending their money over to pay interest on those purchases…but this is not always the case and it certainly is not the case in my circumstances. I pay off my credit in card in full every month so I NEVER pay the credit card company any interest. I earn cash back on my purchases which I can get back

Thanks For Nothing Chase!

Posted by LuLuGal | October 27, 2010 .

So I have a Chase Freedom card that offered cash back and the most exciting part of that was I was able to redeem 200 cash rewards for a $250 check. I used to get:
3% cash back on my top five spending categories and
1% cash back on all purchases
.

That meant I was getting a BONUS $50 because all the other redemption points were at a rate of 1 to 1 as follows:
redeem 10 cash rewards for a $10 check
redeem 50 cash rewards for a $50 check OR
redeem 200 cash rewards for $250 check