Getting Out Of Debt Is About The Mind NOT The Money
This post was inspired by The Gradual Shift, written by Trent at The Simple Dollar. I think that many people think they cannot get out of debt because they simply do not have the finances available, instead of thinking about making the mental change that will help them to find the money.
I know that when I first started blogging and looking at ways to save money so that I could pay my credit cards, I thought I would never be able to get there on my small teacher’s salary. I had a lot of debts ranging from my student loan to my car to my credit cards that it seemed I was just paying and paying and nothing was happening.
Are YOU A Financial Redneck?
Do you know what Debt Snowball means? Well if the only time you use the phrase is during a snowball fight when you yell “Watch out for debt snowball” then you MIGHT be a Financial Redneck.
Check out the hilarious post on Brip Blap, called You Know, You Might Be A Financial Redneck If…
‘Flip’ping You Off!!!
No wait…that did not sound right. What I meant to say was Get a Chance to WIN a FREE Flip camera. Mr. Credit Card is having a Flipping wonderful Christmas giveaway of not One but TEN Flip cameras!!!!!
So head over by clicking on the link above to enter your response and be entered for the camera.
askmrcreditcard.com
Oh yeah!!! I love getting things and what can be better than a FREE camera for just talking about what you do to save money? We all try to find ways to save money so why not get something extra out of that as well?
Carnival Of Twenty Something Finances 14 December 09
Welcome to the December 14, 2009 edition of twenty something finances.
Annette Berlin presents FreeCycle posted at Stuff With A Purpose, saying, “When I needed to get rid of two bookcases, I posted an ad on free cycle. When I needed to acquire some packing boxes, I also posted an ad on free cycle. What is free cycle and how does it work?”
FIRE Getters presents What is the Current Unemployment Rate? posted at FIRE Finance.
Anthony Samuel presents Long Term Disability Insurance Makes Sense posted atPersonal Finance Analyst.
Sun presents Serving Holiday Food Frugally posted at The Sun’s Financial Diary.
How to choose a trustworthy credit card debt consolidation company (Guest Post)
When you’re searching for a company to consolidate your credit card debt, then you must go forward with extreme caution. Though there are reliable credit card debt consolidation companies which can help you pay off your debts, there are scam consolidation companies that always try to make the most of your financial hardship.
How can you choose a dependable credit card debt consolidation company that would work in your best interest? Given below are some tips and red flags to watch out for when you’re trying to consolidate your credit card debts:
Carnival Of Twenty Something Finances Turkey Edition
Welcome to the November 23, 2009 edition of twenty something finances. This is Thanksgiving week and I thought I would go with a turkey theme for the images…so enjoy!!!
Stuffing and Sides!!!!
Some people like the stuffing more than any other part of the meal and I think I fall into that category as well. I could eat mashed potatoes or stuffing all night and not even glance at the turkey. I have chosen a few posts here as my personal favorites to go into the stuffing and sides of our meal.
debt kid presents How To Stop Money From Ruling Your Life posted at Debt Kid.
Carnival Of Twenty Something Finances For October 26
Welcome to the October 26, 2009 edition of twenty something finances.
Super Saver presents End of Year Tax Planning – Deductions posted at My Wealth Builder, saying, “For me, October is a good time to review my 2009 financial status for tax return filing purposes. It gives me a few months to make any changes that can lower my taxes.”
Hank presents The Top Fifteen Personal Finance Statistics That Will Blow Your Mindposted at Own The Dollar, saying, “A few of the most important personal finance statistics that impact you!”
Responsible Borrowing and Short-Term Cash Advances
Cash advances—otherwise known as payday loans, check advance loans, fast cash loans and no-fax loans—are a controversial form of borrowing. However, for consumers caught with an emergency expense between paychecks, this lending option offers financial breathing room until payday arrives.
How Do Cash Advances Work?
A short-term cash advance ranges from $50 to $1500, and is available to most consumers, no matter what their credit score. There’s no credit check, and the application process can be completed online or over the phone. This type of loan is meant to be a short-term solution to financial emergencies, and should only be taken if the borrower knows he can pay it back within two weeks to a month.
