Getting Out Of Debt Is About The Mind NOT The Money
This post was inspired by The Gradual Shift, written by Trent at The Simple Dollar. I think that many people think they cannot get out of debt because they simply do not have the finances available, instead of thinking about making the mental change that will help them to find the money.
I know that when I first started blogging and looking at ways to save money so that I could pay my credit cards, I thought I would never be able to get there on my small teacher’s salary. I had a lot of debts ranging from my student loan to my car to my credit cards that it seemed I was just paying and paying and nothing was happening.
Easy Sign Up For Lending Club
I wrote about my experiences with using Lending Club to pay off debt in the past. I am also a lender on the site and must say that although I am not getting the highest interest rate returns, my loans are doing well.
I am happy to announce that I now have a new way for you to join Lending Club, instead of emailing me for a referral every time (although you can still do that if you prefer!!!)
Tracking My Finances In 2010: March Week 1
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Tracking My Finances In 2010: February Week 4
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Tracking My Finances In 2010: February Week 3
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Trimming My Budget: Food
I have some potatoes in the fridge and have no idea when I bought them. I have a box of butternut squash that I bought at the beginning of December LAST YEAR in preparation for removing my wisdom tooth that still has not been eaten.
I have also gone grocery shopping EVERY Sunday this year….so why am I buying more food when I still have food left from last year? Part of the reason is boredom with what I eat. I have particular tastes so I tend to buy what I like and buy it in bulk. This means that I end up eating the same things over and over and quickly become bored…so I buy something new.
Tracking My Finances In 2010: February Week 2
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
6 Questions To Get To Know Each Other Financially
I saw this post over at Budgets Sexy and thought it was a good way for us all to share a little bit more. I encourage you to fill out your own responses in the comments below so that we can all get to know each other a little better.
1) How do you spend: cash, debit or credit?
