Save Money By Checking Your Automated Finances
I have my finances basically set up so that I do not need to log in to check anything. My ING account pays my credit cards and the car loan and all my other bills go to one or two cards.
I have everything set up according to my zero based budget so that I don’t go over in any one area when it comes to paying a bill. Two days ago I logged in to one of my credit cards to look at the data and make sure that it it matched up with all my receipts.
Save Money On Electricity: Use Fans!
Now that we are getting the super heat in Texas most people are turning on the air conditioners full blast. I am off work now (perks of being a teacher!!!!) and since I have been home I noticed that the air conditioners in my building are going all day long….even though I see the other residents leaving in the morning for work.
Now I know that some of these people have children but others do not. So why are they leaving the air conditioning running all day?
Carnival Of Twenty Something Finances 25 May
Welcome to the May 25, 2009 edition of twenty something finances.
Jack Schmidt presents How to Know When You Need A Vacation posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”
Wojciech Kulicki presents 6 More Job Hunting Tips for New Graduates posted at Fiscal Fizzle.
CreditCardAssist.com presents Eight Ways to Begin Responsible Credit Card Activities posted at Credit Card Assist.
apply4-credit presents What Every Credit Card Holder Should Know About Paying on Time posted at Apply4-Credit.
The Power Of Persistance (Guest Post)
“Always bear in mind that your own resolution to succeed is more important than any other.”
-Abraham Lincoln
A lesson everyone must learn is the need to persist when it is difficult. When we experience defeat and rejection, the easiest and most logical thing to do is to quit, but the successful have learned to persist.
Mark Victor Hansen and Jack Canfield
Before Mark Victor Hansen and Jack Canfield became the bestselling authors of the Chicken Soup for the Soul series, which has now sold over 100 million copies, they were rejected by 140 publishers and told by their agent, “I can’t sell this book-I’m giving it back to you guys.”
Save Money By Increasing Your FSA Contributions
I am always looking for ways to save money and now that it is time for open enrollment in my employer’s insurance I have found a new way to make the most of my money.
Many employers offer the FSA where you have money taken out of your check BEFORE taxes and placed in an account. You then access this account
* via debit card or by
* submitting receipts and use up the money that way.
Every Dollar Should Have A Job
Now that you have made the decision to budget you should put your money to work.
I mean REALLY work.
Every dollar should have a specific function whether it be to
* pay bills
* have fun
* build savings
This is also known as the zero based budget and it means that once you total the income and the ‘expenses’ the difference between them should be zero.
Dinero Saves Dinero: Foil And Water
Meow!
Hi everyone, this is Dinero and I am telling you about another way that I help Lulu save money.
Lulu feeds me dry food and wet food in two separate containers. The dry food has a handy dispenser that she just fills up and it it doles out small amounts of food over time.
The wet food is a different story and this is where I come in. The wet food bowl is just a regular feeding dish where Lulu puts food when she feels like it she is ready to give me some wet food.
Save Money By Packing Your Own Snacks
I am always looking for ways to save money and I think that in addition to bringing in your own lunch you can also bring in your own snacks.
I love having food readily available to me as I get cranky when I am hungry.
I mean really, REALLY cranky.
It can be so easy to run to the vending machine (well not for me since I don’t carry cash) and get a snack to tide you over but when you think of the cost of vending machine snacks and how they add up over time it is just not practical.
