No Spend Month: February 2010
My last No Spend Month (January 2010) did not go as well as I had planned because of a number of unexpected crises. I did do less shopping but I ended up spending more money on bills that completely ate away any savings that I might have had from buying less. I am going to try another Financial Fast this month and try to have a No Spend February.
Here are a few of the things that I already know I should not buy this month because I already have enough to last me until the next month:
- toothpaste
Tens Ways I Was Able To Save $4700 in 2009 (Guest Post)
Today’s Guest Post comes from reader Ken B. who wrote Ways You Can Save Money Online, That You Don’t Already Know About . Ken recently found this blog and has been using the tips he learned here to save money in his own life, and has decided to share his experiences here with you .
I loved reading the article “25 ways I save money” on HowIsaveMoney.net and I thought that given the year just ended, I should reflect on how I was able to save money this past year. After spending some time, I was amazed to realize that by doing these 10 things, I was able to save $4700 last year. I hope you enjoy reading this and it helps you as it has helped me.
No Spend January
This month is supposed to be No Spend January which is something that a few bloggers are trying out. We will be ‘trying’ not to spend this month and just using what we have and what we generate for the month. Here are my guidelines for the month:
Use what is in the pantry
Use gift cards for purchases
Be thrifty/frugal
This was inspired by Sox who has had successful No Spend Months and has challenged others to try it too. Now I will be taking a few liberties with my spending as I will be using my CVS gift cards and Walmart gift cards that I get from using my cash back credit cards.
Ways you can save money online (that you don’t already know about) (Guest Post)
Today’s Guest Post comes from reader Ken B. who wrote in to tell me how much he loved the blog as it has shown him a few ways to save money. He set up an ING account on my advice and is currently helping out other people to save money with the things that he learns here.
Ken offers the following tips on saving money on glasses for those of you who are not able to get LASIK for whatever reason so read up!!
How to choose a trustworthy credit card debt consolidation company (Guest Post)
When you’re searching for a company to consolidate your credit card debt, then you must go forward with extreme caution. Though there are reliable credit card debt consolidation companies which can help you pay off your debts, there are scam consolidation companies that always try to make the most of your financial hardship.
How can you choose a dependable credit card debt consolidation company that would work in your best interest? Given below are some tips and red flags to watch out for when you’re trying to consolidate your credit card debts:
Am I Unethical For Buying “Boys” Shirts?
So recently I was able to save money on shirts by buying them in the boys section instead of the women’s section. I first found a shirt that was $6 in Boys that cost $13 in womens.
About two weeks later the shirts went on sale (super score!!!!) for $3 each so I skipped over to the Boys section again and got three more (those were the only colors left). I disclosed my findings to a friend to show off my super saving skills…when he turned up his nose at me and said that I was being unethical.
Looking For Hosts For Carnival Of Twenty Something Finances!!!
I am looking for hosts for the Carnival Of Twenty Something Finances.
The Carnival of Twenty Something Finances runs every Monday at a different blog and highlights things that everyone should know but that Twenty Something Year olds usually need to focus on. Please sign up to host an edition of the carnival. We need everyone to participate for the carnival to be successful.
It is easy to host a carnival as you go through the process listed below:
* Pick a date to host and email me or leave a comment here
Carnival Of Twenty Something Finances Lost edition
Welcome to the October 26, 2009 edition of twenty something finances.
Super Saver presents End of Year Tax Planning – Deductions posted at My Wealth Builder, saying, “For me, October is a good time to review my 2009 financial status for tax return filing purposes. It gives me a few months to make any changes that can lower my taxes.”
Hank presents The Top Fifteen Personal Finance Statistics That Will Blow Your Mindposted at Own The Dollar, saying, “A few of the most important personal finance statistics that impact you!”
