Tracking My Finances In 2011: December Week 2

Posted by LuLuGal | December 9, 2011 .

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Monthly Financial Check Up: November 2011

Posted by LuLuGal | December 1, 2011 .

This month I came in at $2870.05 in the red as I expected because I have not been working. This was actually a lower figure than I originally predicted because I got a little more in advertising than I expected. Things are looking a little better for December so I should not be too far in the red at the next posting.

Slight Tweak To The December 2011 Budget

Posted by LuLuGal | November 30, 2011 .

I tweak my zero based budget every now then when there are circumstances that I feel make it necessary to do so. I am making a small tweak in December and will not be making some of the transfers to my ING sub accounts that I normally make.

I paid off my car in full a few months ago but still keep a figure for a car ‘payment’ in the monthly budget. This money gets sent to my ING account so that I can save up for a new car….but I will not be making that ‘payment’ in December this year.

Thanksgiving Is Over…Now On To Christmas

Posted by LuLuGal | November 26, 2011 .

Thanksgiving went by quietly for me as I spent time with friends at home instead of getting into the shopping madness. We cooked a LOT of food, ate at different houses, watched television and talked.

We talked A LOT!!!

This year everyone was being a little more aware of the bad financial situations that others faced so the focus was on sharing food and spending time with each other instead of giving the fanciest gifts. I think that was very nice but I also think that some of them will lose their minds when it comes to the Christmas gifts.

Tracking My Finances In 2011: November Week 3

Posted by LuLuGal | November 18, 2011 .

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

Tracking My Finances In 2011: November Week 2

Posted by LuLuGal | November 11, 2011 .

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

COBRA (No Not The Snake And Not That Crazy Dude From G.I. Joe)

Posted by LuLuGal | October 17, 2011 .

So I am now feeling the bite of the famous COBRA. The insurance NOT the wacky guy from G.I Joe!!!!

When I lost my job I also lost my insurance and since I do not want to be without coverage I decided to with COBRA. I know that if I searched around (A LOT) I could probably find insurance coverage equal to what I had but I was really not in the mood to do so.

Tracking My Finances In 2011: October Week 2

Posted by LuLuGal | October 14, 2011 .

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.