Sign Up For 5% Cash Back On Discover Card Purchases In January 2012
It is time to sign up again for those bonus categories from your Discover card. Every three months you can sign up for a new set of categories and earn an additional set of cash back on the things that you already purchase on a daily basis. So why not sign up and get some extra cash back just for shopping!!!
If you have a Discover card, you can get 5% cash back on the following categories:
-Gas
-Museums
-Movies
Lending Club Performance: July 2011
I have been investing in Lending Club for a while now because I had great results with them as a borrower in the past when they helped me to get rid of some VERY high interest rate credit card debt.
I have been investing in this site every month and making a new loan of $25 when I get enough in returns to fund a new loan. My goal has been to receive enough in repayments to fund a new loan every month and so far it looks like things are now working out.
How to Get Out of Credit Card Debt Quickly and Easily? – Helpful Tips (Guest Post)
Getting out of debt is a concern for a large percentage of people. Whether you’re looking to make a large purchase like a home, apply for a loan, or simply want a clean slate there is help available. Debt settlement does not have to be an uphill battle you fight alone.
Credit card debt is the most common type, and can really ruin your financial outlook with high interest rates and penalties. The steps to complete credit card debt relief involve knowing exactly where you stand with each creditor, negotiating a settlement, and arranging a payment plan. Some may choose to hire a lawyer, especially if they feel the debt amount is invalid, but a debt settlement attorney can be costly and even counter productive. In truth, credit card debt settlement doesn’t have to, and shouldn’t be expensive.
How Store-affiliated Credit Cards can Bring Cheer to Your Holidays(Guest Post)
As holiday preparations begin to ramp up, so to do people’s costs. Consumers spend a great deal of money during the holiday season on things like presents for loved ones, friends and coworkers as well as decorations, travel and food. Most people simply use their normal credit cards to fund these expenses. However, strategic shoppers are aware of the holiday magic that store-affiliated credit cards can provide. Many people assume that store credit cards provide no real benefit. After all, aren’t they only worthwhile when used at certain chains? While it is, in fact, true that store cards are tied to particular retail establishments, they also provide certain unique, consumer-friendly advantages, which become particularly apparent during the holidays. Specifically, use of a store card can help you both effectively lower the cost of your spending and rebuild your credit history this holiday season.
Can You Live Without Debt Or Credit?
I saw this post over at My Money Tree blog and it got me thinking. Yes I can definitely live without debt or credit….but I don’t want to. Now that I am free of credit card debt I actually take joy in putting my purchases on my credit card, knowing that I earn 1%-3% interest on every purchase.
The writer says that people who purchase with credit cards are generally sending their money over to pay interest on those purchases…but this is not always the case and it certainly is not the case in my circumstances. I pay off my credit in card in full every month so I NEVER pay the credit card company any interest. I earn cash back on my purchases which I can get back
Crazy Financial Advice: Just Put It On Your Credit Card
You guys know how much I love my cash back credit cards now that I no longer carry credit card debt. Many PF Bloggers say that credit cards are evil and we should only use cash but I use my cards responsibly so that system works for me.
Recently I was talking to someone about a purchase we were thinking about and said that I would have to wait because I did not have the money for that right now. She must have thought I meant I did not have my checkbook or cash because she looked at me and said “Oh just put it on your credit card.”
Tracking My Finances In 2010: October Week 2
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Why The Best Cash Back Credit Cards May Be The Most Harmful (Guest Post)
Everyone knows that credit cards can be dangerous… they make it easier to spend beyond our means and rake up high interest debt. According to New York Times bestselling author Dave Ramsey, when people pay with plastic, they spend 12% to 18% more than they would with cash. Now let’s take that concept a step further… if people spend more with credit cards, will they spend even higher amounts if they are getting cash back or points on those purchases?
