Welcome to How I Save Money. I took the Bills IQ quiz to see what I knew about my bills and Credit card debt and I got an overall score of 82% which is a B . A low B at that. I barely scraped the B rating and this upsets me very much because I thought I had a better handle on my finances, even though I do not make a lot of money.

The Bills IQ site gives you a quiz and you pick the best answer as it relates to your current situation. The site then gives you a score and after that you can review some tips on how to better manage your credit and get a better life score.

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Since many of us are very concerned with our credit reports I have been asked to review this credit repair site and produce this advertisement for them. I went over to Ovation Credit Services to see what they offered and how it could benefit me and my readers when it came to managing our credit.

The first thing I noticed is that the site is very well laid out with eye catching graphics. I like pretty looking icons since they draw my attention and this site is full of clean lines and interesting images. This makes it easy to navigate the site, which is very easy to use.

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As of April 29th my credit scores were as follows:

• Experian 739
• Equifax 729
• Transunion 748

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Welcome to the June 9, 2008 edition of credit report stories.

KCLau presents When should you rewrite your Will? posted at KCLau’s Money Tips , saying, "On what you should look out for when considering rewriting your will"

imarketing4s presents How To Work Through Debt Consolidation posted at Loans and Finance .

Mag Herrera presents The Quest for Making Money Online posted at Life. Money. Development. , saying, "Personal opinion and views about the rush for making money online"

credit card

FIRE Getters presents Sneaky Credit Card Trick #1 - Over The Credit Limit Fees posted at FIRE Finance .

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With my focus on ways to save money one thing I look at is the interest rate I am getting.

I have been a loyal fan of ING and it is currently my main savings and main checking account.

I was speaking to Baz earlier and he mentioned opening a new savings account take advantage of the savings account rates that ING offers. This made me realize that I have not looked at the rates in a while so I logged in to my account to see what was going on.

• ING Savings account: 3.00%

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Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $764.65

Expenses for the month to date: $2566.00

Net effect: -$1801.35

So far the additional expenses have been $18.19 for groceries, which leaves me with a grand total of $25.34 left in my food budget for the month. I did stock up on a few essentials so I do not expect having to go over my food budget for the month. Next month I am going to try to cut the food budget down by $10 so I can move that $10 over to the gas budget.

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credit report stories - May 12, 2008

Welcome to the May 12, 2008 edition of credit report stories.

KCLau presents Everything you are looking for about Bursa Malaysia posted at KCLau’s Money Tips , saying, "A list of sources for you to learn about stocks and shares"

Madeleine Begun Kane presents Cautionary Verse posted at Mad Kane’s Humor Blog .

KCLau presents Don’t be stupid! Keep paying. posted at KCLau’s Money Tips , saying, "About why paying premiums for your existing policies is the best form of savings you can have."

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