Credit Card Craziness!
Credit card companies sometimes do some really strange things that just confuse me. I have a card that I do not use currently because I am getting better offers from some other cards.
I received a new card in the mail from the company and this immediately spurred me to check my credit report because I had not ordered a new card. The expiration date on the current card was far away and since I was not using the card I knew exactly where it was and that the balance was zero.
0% Balance Transfer Offer That I CAN Refuse
Normally I encourage people to take up 0% balance transfer offers and I wish I would get more offers myself. However, I must warn you that just because it says 0% that does not mean it is always the best deal for you.
I just got an offer for a 0% balance transfers from one of my better cards….but after reading it carefully I decided to refuse the offer. Here are the terms:
* 0% until 04/09
* 4% balance transfer fee
Three Tools That EVERY Personal Finance Blogger Should Have
Today I wanted to talk about three of the things that every personal finance blogger should have.
I have been reading a number of personal finance blogs only to find out that they do not have some of the really basic things that I think we need if we are talking about personal finance.
1. ING account
2. Budget
3. Rewards Credit Card
In order for you to really make the most of your finances you need to stay on top of things. I use all three of the tips I am talking abut and I must say that they really do make a difference in my financial life.
Carnival Of Credit Report Stories October 27
Welcome to the October 27, 2008 edition of credit report stories.
KCLau presents The Malaysian Insurance Planning Guide by Meshio.com [REVIEW] posted at KCLau’s Money Tips, saying, “A review about an ebook on insurance planning. The book is specially written to guide Malaysians on their next insurance purchase.”
imarketing4s presents What Exactly Is Personal Debt Consolidation? posted at Free Debt Consolidation: Qualified Financial Management.
KCLau presents Are you part of the NEET Generation? posted at KCLau’s Money Tips, saying, “About NEET (Not in Education, Employment or Learning), the NEET generation and why there is NEET.”
Fixing Bad Credit Scores
I recently looked at my credit score and saw that it had gone up due to a few factors. These were mainly items like me not adding to my debt load and paying my bills on time all the time. I know there are a lot of people out there who have a bad credit score and they are always searching for ways to Fix Bad Credit Score so that they can have a better life.
If you have bad credit there are really some steps you need to take to make sure that you get back on track. Here are some of the things to keep in mind when you are trying to restore your good credit rating.
I Got a B on My Bills IQ
Welcome to How I Save Money. I took the Bills IQ quiz to see what I knew about my bills and Credit card debt and I got an overall score of 82% which is a B . A low B at that. I barely scraped the B rating and this upsets me very much because I thought I had a better handle on my finances, even though I do not make a lot of money.
The Bills IQ site gives you a quiz and you pick the best answer as it relates to your current situation. The site then gives you a score and after that you can review some tips on how to better manage your credit and get a better life score.
Ovation Credit Services Review (Advertisement)
Since many of us are very concerned with our credit reports I have been asked to review this credit repair site and produce this advertisement for them. I went over to Ovation Credit Services to see what they offered and how it could benefit me and my readers when it came to managing our credit.
The first thing I noticed is that the site is very well laid out with eye catching graphics. I like pretty looking icons since they draw my attention and this site is full of clean lines and interesting images. This makes it easy to navigate the site, which is very easy to use.
Update on Credit Scores
As of April 29th my credit scores were as follows:
- Experian 739
- Equifax 729
- Transunion 748
