Monthly Financial Check Up: April 2011
April was a very crazy month for me financially, emotionally and health wise. I had surgery that month so the cash flows for the month were really crazy and even after getting my Adsense and other advertising money I ended up $1905.02 in the RED!!!!!
I had the money in savings to cover all the additional spending but the flow of cash (actually credit since I don’t use cash) was much greater
because of the high bills. I am still waiting on the bill from the anesthesia from my surgery but based on experiences from the last time I knowthat it will take while before I see the last of the medical bills.
The RIF Is Official And I Will Be Losing My Job
I recently wrote about how my workplace was putting a Reduction In Force (RIF) in place and they would be closing my school down. I was just informed that the program has definitely been closed down and will no longer exist at the end of the year.
This means I need to step up my game big time to find another job before the new school year begins. This is so frustrating and I wish they had given us a definitive answer before plastering it all over the newspaper. Nothing is worse than having your students come tell you that they saw that would be losing your job in the newspaper.
Tracking My Finances In 2011: April Week 1
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
My Goals For 2011
The year 2011 is going to be a GREAT year for me as I have a very positive outlook on life. I know it is a bit late to announce my goals for the year but I say better late than never.
This year I have three simple goals for my life, which will encompass a range of activities that will improve different aspects of my life.
- Simplify
- Reduce
- Magnetize
These seem to be very simple goals and while they look general they actually do have a great amount of detail to be worked out.
Tracking My Finances In 2011: January Week 3
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Budget Overhaul October 2010
The time has come once again to tweak the budget because there has been a major change in my income and expenses. I recently switched my insurance to a High Deductible plan and so my premiums for the month have gone down. This means I will be receiving a slightly larger paycheck but since I will be contributing to my Health Savings Account on an after tax basis, I will need to account for this new outflow.
Monthly Financial Update: March 2010
Whew it is time to look at one full month of finances and see how I came out in the end. I was in the black again for the month even after making a few larger than normal debt snowflake payments and a bit of overspending. I came out at $139.53 in the black after getting my paycheck and buying some more groceries in a last minute rush late in the evening.
Tracking My Finances In 2010: February Week 4
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
