How I Save Money Visits: 10 Jan 09
Welcome to How I Save Money visits ! Today we visit:
Wealth, Money & Life Network
“Please Check Your System” at Dividends 4 Life . Hackers and spammers are attacking everyone so please check your system periodically to make sure you are safe.
“Lending Club Portfolio Reorganization” at How I Save Money . I tweaked the way I track my Lending Club loans to make it easier on me.
“Keep A Running List Of Everything You Don’t Like About Your House” at Dollar Frugal . Running lists help you to keep track of everything so that if a problem does come up you are ahead of the game.
Zero!
I am proud to say that I FINALLY have my budget set to zero. I set up my Google documents budget to take account of all my expenses and then subtracted that from my salary.
At first I put in the minimum on every account to see what the difference would be. I ended up having some money left over if I put down the minimum on each account so I put in some estimated figures for things like:
- Food
- Gas
- Electricity
based on the amounts I have spent over the last few months.
Three Principles Of Personal Finance
I received an email from Mint during the week that made me think about the way I am handling my money now. The email contained the Three Principles of Personal Finance that we should all follow if we are looking at ways to save money and manage our finances better.
The Three Principles of Personal Finance are:
- Spend less than you earn.
- Make the money you have work for you.
- Be prepared for the unexpected.
