Tracking My Finances In 2010: February Week 4
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Tracking My Finances In 2009: 10 December
Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
LASIK Card Is Paid Off
I sent off a payment of $618 to the LASIK credit card as that was the final balance. I noticed that the payment has posted and the card is now at a ZERO balance.
I am very happy that I got this card paid off because the interest rate was about to go into hyperdrive in January. I am now taking the money that I used to pay to that card and applying it as a snowflake payment to the last credit card that I have which has a balance. Now the outstanding debts I have are:
Tracking My Finances In 2009: November Recap
Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Started The Splurge Fund
I have written MANY times about ING and how easy it is to set up sub accounts for various savings goals. I have the Never Go Back To Fresno Fund which is going to be my ultimate fund for retirement and other things later on in life. I recently started a new fund and called the Splurge Fund because I have been having a hard time spending on myself.
Tracking My Finances In 2009: 5 November
Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Tracking My Finances In 2009: October Recap
I came in under budget for October by just barely $43.27. Ouch!!! But it could be $1 and I would be happy just knowing that I am in the black for one more month and making progress on reducing debts.
I went way over budget in the food category because I sort of lost my mind and ate a lot of Taco Bell. I know this is not an excuse but I was sick a lot and just felt too lazy to cook so I ended up running to T.B. to get things to eat during the week.
Disconnected: What An Overheard Conversation Taught Me About Finances
I recently overheard someone talking on the phone about a bill being late. She claimed that she had contacted the company and they told her that they could not give any more extensions on the bill and the (electricity?) service was going to be cut off in four days if the bill was not paid. At first I felt sorry for the person but then I realized a few things:
* She had just bought pizza that day for lunch
* She had just gotten a manicure AND a pedicure
* She had just gotten her hair done that week
