I just redeemed another $20 gift card from one of my cash back credit cards. I have been getting about one of these every three months or so just from paying my rent with my credit card. I then pay the rent check to the credit card and I get 1-3% of my purchase back.

I know people keep saying that they hate credit cards but I think that with responsible use you can still benefit. I don’t carry a balance because I pay the card off every week, instead of waiting for the due dates. I use the card to pay for the things that I normally purchase all the time, like my rent, I pay the card off and then I benefit from it every few months.

This $20 will go to supplement my income for the month and will be added to my budget for the month since I was in danger of going over in some categories!