If you look over to the left you will see that I am a member of the No Credit Needed network. This is a network of individuals who are working to reduce their debt loads and get out of the mindset of using credit for everything.

Members can also post goals which are charts showing their progress to some kind of goal. You can have a goal to reach a certain savings level or to reduce debt. When you have updated numbers then you update your chart and you can see your progress.

My chart is about reducing total debt load and I have rolled loans and credit cards into one massive chart. You can see my beginning chart here and then you can go on to see other people’s charts and the progress they have made towards increasing savings.