I have tweaked the way I pay bills and automated my finances to the point where I am now bored. I do not ‘pay’ bills because they are all drawn off my rewards earning credit cards. I then have ING push a payment every week to the credit card and by the end of the month the card is paid in full and I have not incurred any interest.

Paying the card four times a month ensures that my card is always paid on time regardless of what happens. One card is paid via paper checks sent out by ING and since there may be delays or lost checks I prefer to have the four smaller payments (which are always MORE than the minimum due) than one big payment just in case.

I do log in every day periodically to check on my balances just to make sure everything looks okay but I really do not have anything to do other than stare at the screen and nod happily.