Debt Consolidation Care offers an online budgeting application that helps you in planning a budget effectively. You can use this software to plan your monthly as well as quarterly budget.

Personal Budgeting Application is simple and easy to use. It’s a 4 step process –



Expenses and


At first, you need to fill out the respective fields regarding your income. Then, you need to plan a budget according to your needs. In the ‘Expenses’ section, you should fill out your actual expenses. By doing this, you can compare at the end of the month, what you’ve allocated and what you’ve actually spent. This is what the ‘Report’ section helps you to analyze.

To use the software, you simply need to click on the respective fields and fill out by giving out certain information (such as, your transportation expense, housing expense, etc.) By doing so, you can calculate your total monthly income and expenditure that helps you to plan a budget. One of the most useful features of this application is that there are various fields that help you in allocating your monthly budget, however small it may be.

By clicking on the ‘Report’ section of the personal budgeting software, you can review whether or not you’re able to save a certain amount every month. In addition to this, you can also compare your budget with that of the community. It helps you to assess the similarities and differences of your budget with that of other community members. By doing so, you can make changes to your budget as required.

Budgeting is really important. Without a proper budget, you won’t be able to manage your finances effectively. Everyone has to plan an effective budget regardless of whether or not he/she is earning hundreds or thousands of dollars each month. Budget helps you achieve your short term as well as your long term financial goals. This is because budgeting helps you to assess how you’re spending your income. In turn, you can cut down your expenses if you have to spend more on other items. If required, you can also plan a budget that can help you in your frugal living or to pay off your debts.

It can be said that with budgeting you can plan your savings and invest it whenever required. In this regard, it requires a mention that you should plan a realistic budget as otherwise you’ll not be able to follow it. So, you should take help of such personal budgeting software that helps you in allocating your income to micro-expenses. Debt Consolidation Care (DebtCC) website offers such a budgeting application with the help of which you can plan a realistic monthly budget.
It can be said that personal budgeting software is the perfect solution to manage your finances. By using this software, you can organize your cash flow. Moreover, the easy-to- understand graphs enable you to visualize and thus analyze your expenses on a month-to-month basis. This in turn, helps track your progress and you can understand where you need to improve in order to manage your finances in a better way.

You can use the Personal Budgeting Software developed by Debt Consolidation Care Community as many times as you want absolutely free of cost. However, you’ll have to become a registered member if you want to save your data and maintain a record. Otherwise, your old data would not be saved. So, if you become a registered member, you can save your data and in turn, calculate your progress over the months.

It can also be said that this Personal Budgeting Application helps you in your calculations. You don’t have to perform the required calculations in your excel sheet. Moreover, you can just input the relevant data and make changes to your budget plan as and when required.

Debt Consolidation Care is an online community where people struggling to pay off debts, can get suggestions from industry experts. The community offers free consultation and solutions in order to help you pay off your debts effectively in the best possible way. You can simply post your queries in the forums and the community experts would offer suitable suggestions to get out of your debt problems. Even if you’re not experiencing any debt problems, you can go through the various topics that in turn would make you knowledgeable and help you avoid debt problems in future.

You don’t have to be a member to get suggestions from the industry experts. However, if you’re an industry expert yourself, you can join and help others to overcome their debt problems as well. Debt Consolidation Care is an online community where common people can get debt advice as well as industry experts can earn dollars by posting in the forums. By participating in the forums, you can also get ranks such as, Debt Samaritan, Moderator and Hall of Fame.