So I finally stopped taxcrastinating and filed my taxes. Taxcrastination is defined as procrastinating on getting your taxes done and I forgot which blog I saw it mentioned on but I loved the word. I will be getting a refund of $46 this year which is less than what I got last year but it is not a problem.

I do not mind that I am only getting a very small refund because it shows that I made a good choice with my deductions. I am not having too much or too little withheld and this very small refund means that I did not let the government hold on to my money too long. It also means that I do not have to pay anything so I am happy with that as well.

I normally file my taxes early in February when I have all the documents in hand because I have a good idea that I will be getting a refund and I want that money in my bank account. This year I still knew I was getting a refund but I have no idea why I took so long to actually file the taxes. I guess I have just been mentally worn out from a few recent events so I just was not thinking too clearly.

In any case I checked and my return was accepted by the IRS so I am just waiting on the next few days for my refund to be direct deposited to my ING account. I have not decided what I will do with that money as yet and I am looking at a few options:

* Sending it to the snowflake fund to pay towards the car debt
* Investing it in Lending Club
* Sending it to the splurge fund so I can have a good time (I do have a graduation to go to in May and will need to cover expenses such as food and gas)
* Transferring it to the Never Go Back To Fresno Fund and putting that towards my future.

Regardless of what I decided I hope to make a good decision but not deprive myself in any way. What are you doing with your tax refund?