I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $379.48

Expenses for the month to date: $3344.32

Net effect: -$2964.84

Since the last posting I received $4.86 from Lending Club, bringing total receipts for the month to $29.34, which will allow me to fund a new loan next month. I spent $16.66 to order some cereal….yes I know that is a lot for three boxes but it is a British cereal that I just LOVE and it is hard to find in the US. I used to order it from Canada until the company there stopped carrying it and I just recently found an American store that carries it but I have to order it online.

I still have some shopping to do later today and we get paid tomorrow so I think I will end up in the black at the end of the month after all.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!